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Tembo Money: Lifetime ISA reviews

4.90
Based on 2,855 reviews, last reviewed 5th Mar 2026
205800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Best money saving experience Very easy to open an account and start saving more money a lot faster thanks to the competitive saving rates. The app is straightforward and user frie... Read more Reviewed on: 5th March 2026
Malgorzata W's avatar
Malgorzata W

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (2855)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

5
I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

Quick and easy, money goes in to savings very quick...

5
Quick and easy, money goes in to savings very quick and government bonus too. No issues so far and seems easy process to use when I’m ready to buy my first property. First and only ISA I’ll be using if they keep up! Reviewed on: 5th March 2026

Tembo for best rates and free broker

5
Tembo has had the highest interest rates for the past year. The customer service and added incentives for getting your first mortgage with them are incredible. not to mention the holiday giveaways are also fun and interactive. Reviewed on: 5th March 2026

I am happy with the App, the speed that money is tra...

5
I am happy with the App, the speed that money is transferred between account and the communication I receive regarding my accounts Reviewed on: 5th March 2026

Really useful

5
Great, been very easy and useful Reviewed on: 5th March 2026

Been with Tembo for years! highly recommend

5
I have been saving with Tembo for sometime, I love the communication from Tembo. They make it very clear to understand what each scheme clearly is and how it works. I love the feature that me and my partner can link our Tembo accounts. This has been perfect for us whilst saving. I have now also opened a cash ISA so we can continue saving once we hit our limit on our LISA Reviewed on: 5th March 2026

Quick and responsive.

5
Quick and responsive. Helped when I had questions Reviewed on: 5th March 2026

Excellent

5
An easy app to use and navigate, Tembo have provided the best interest rate and given updates on how close I am to my goal. I haven’t used the customer service a lot so cannot rank due to the fact the app is so easy to navigate and everything is there or easy to search up. Never had any problems and have recommended to many family members and friends. Reviewed on: 5th March 2026

The new Tembo user

5
I’m a new Tembo user and the experience has been really positive so far. Everything was explained clearly, the team were friendly and patient, and the whole process felt much easier than I expected. As someone navigating this for the first time, I really appreciated how straightforward and supportive they were. I’d definitely recommend Tembo to anyone starting out and wanting guidance they can trust. Reviewed on: 5th March 2026

Smooth experience setting up the account and it's a...

5
Smooth experience setting up the account and it's a fun UX Reviewed on: 5th March 2026

Love it great platfrom think it is really good and h...

3
Love it great platfrom think it is really good and helpful for saving money Reviewed on: 5th March 2026