Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 2,873 reviews, last reviewed 6th Mar 2026
207400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Switched for better interest rate I switched from another provider for a better interest rate and have found Tembo to be a great option. The app is super user friendly and the switch w... Read more Reviewed on: 6th March 2026
Xanthe W's avatar
Xanthe W

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (2873)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

5
I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

I am happy with the App, the speed that money is tra...

5
I am happy with the App, the speed that money is transferred between account and the communication I receive regarding my accounts Reviewed on: 5th March 2026

Really useful

5
Great, been very easy and useful Reviewed on: 5th March 2026

Been with Tembo for years! highly recommend

5
I have been saving with Tembo for sometime, I love the communication from Tembo. They make it very clear to understand what each scheme clearly is and how it works. I love the feature that me and my partner can link our Tembo accounts. This has been perfect for us whilst saving. I have now also opened a cash ISA so we can continue saving once we hit our limit on our LISA Reviewed on: 5th March 2026

Quick and responsive.

5
Quick and responsive. Helped when I had questions Reviewed on: 5th March 2026

Excellent

5
An easy app to use and navigate, Tembo have provided the best interest rate and given updates on how close I am to my goal. I haven’t used the customer service a lot so cannot rank due to the fact the app is so easy to navigate and everything is there or easy to search up. Never had any problems and have recommended to many family members and friends. Reviewed on: 5th March 2026

The new Tembo user

5
I’m a new Tembo user and the experience has been really positive so far. Everything was explained clearly, the team were friendly and patient, and the whole process felt much easier than I expected. As someone navigating this for the first time, I really appreciated how straightforward and supportive they were. I’d definitely recommend Tembo to anyone starting out and wanting guidance they can trust. Reviewed on: 5th March 2026

Smooth experience setting up the account and it's a...

5
Smooth experience setting up the account and it's a fun UX Reviewed on: 5th March 2026

Love it great platfrom think it is really good and h...

3
Love it great platfrom think it is really good and helpful for saving money Reviewed on: 5th March 2026

The best

5
It has been amazing from the moment I got it , I have gained so much interest Reviewed on: 5th March 2026

FABULOUS

5
I’ve had a really positive experience with Tembo’s Lifetime ISA so far. The app is easy to use and makes it simple to track savings and contributions. Setting up the account was straightforward, and everything is explained clearly, which is great if you’re new to saving for a first home. One of the best things about Tembo is how user-friendly the platform is. Deposits are quick, and it’s easy to see how the government bonus is building up alongside your savings. The interface feels modern and intuitive compared to some traditional providers. Customer support has also been helpful and responsive when I’ve had questions. Overall, Tembo feels like a reliable and well-designed option for anyone looking to open a Lifetime ISA and start saving towards their first home. Reviewed on: 5th March 2026