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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (3026 reviews)

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4.91

Based on 3,026 reviews, last reviewed 8th Mar 2026

221600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Competitive Isa The lifetime isa does what it needs to and the rate is competitive. Reviewed on: 8th March 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3026)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

Excellent, ever-improving company Reviewed on: 25th January 2025

Good interest rate, excellent communications in rela...

Good interest rate, excellent communications in relation to increasing my returns and great easily accessible information for first time buyers. Based on my experience over the last few years, Tembo has always been competitive and the top of the market LISA provider. Reviewed on: 5th March 2026

I have been using Tembo for a few years.

I have been using Tembo for a few years. I love the user interface and it has helped me reach and push my saving goals. It simplifies your progress and offers a great range of services. Would and have recommended to friends and family Reviewed on: 5th March 2026

Craig McKenzie Review

I couldn’t be happier with my experience using the Tembo Lifetime ISA. From the very beginning, the setup was incredibly fast—it took less than 5 minutes to get my account up and running. The app itself is sleek and intuitive, making it easy to track my progress toward a deposit. I particularly love the 'Time to Buy' feature, which gives me a realistic prediction of when I'll be able to afford my first home, and the 'Gift Links' which allow my family to contribute directly to my savings. Tembo also offers some of the best interest rates on the market, currently 4.41% AER (variable), which helps my savings grow much faster than they would in a traditional high-street account. Plus, getting the 25% government bonus paid in automatically every month is a huge motivator. The added peace of mind from knowing they are FCA-regulated and my money is FSCS protected makes the whole process stress-free. I’d highly recommend Tembo to any first-time buyer looking for a modern, high-growth way to save! Reviewed on: 5th March 2026

Great account, got interest, easy to use

Great account, got interest, easy to use Reviewed on: 5th March 2026

Easy to use

Easy to use. Helps motivate to save money with built in goals. Direct debit feature means saving happens automatically.Also very easy to set up/access to review account. Reviewed on: 5th March 2026

It has been super easy and straightforward so far!

It has been super easy and straightforward so far! Nothing I can complain about Reviewed on: 5th March 2026

They're great.

They're great. Simple as. Helpful. And getting me on the right track to purchase my first house Reviewed on: 5th March 2026

Easy to use application - more affordable than compe...

Easy to use application - more affordable than competitors. Great scheme to work together in financial goals for the lifetime isa. Reviewed on: 5th March 2026

Great Experience with Tembo

I have had a great experience so far. The app works really well. Transfered my money over to Tembo and I love how it tells you how much ISA allowance you have left across all accounts - my previous provider didnt which was fustrating and confusing. Overall the app is fast, intuitive and great. Im definetly looking to take out a mortgage soon with Tembo Reviewed on: 5th March 2026

Perfect provider

Easy to use, reliable and would (and have) recommended to friends Reviewed on: 5th March 2026

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