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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1974 reviews)

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4.91

Based on 1,974 reviews, last reviewed 12th Feb 2026

126700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Great - had a slow response once but very amazing ge... Great - had a slow response once but very amazing generally. Reviewed on: 12th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1974)

Review of the Tembo Money, Lifetime ISA:

They’re doing the things right.

They’re doing the things right. Their service is amazing! They’re very straightforward which makes complex financial matters more digestible for everyone. Reviewed on: 25th January 2025

Overall great experience with Tembo.

Easy to use the app. Opening the LISA and ISA accounts doesn't take long and Tembo give you the flexibility to make changes to how much money your sending into those accounts easily as well. Great overall experience and will continue to use Tembo. Reviewed on: 5th February 2026

Tembo has been a great way to save money.

Tembo has been a great way to save money. I’ve even be able to speak to an advisor which has been really beneficial Reviewed on: 5th February 2026

Decent service, mediocre app

App is occasionally buggy, otherwise well designed. Reviewed on: 5th February 2026

Financial Difficulties

I was going through some financial difficulties at one point and the support was super helpful and understanding. Reviewed on: 5th February 2026

I have been with Tembo for a couple of years and alw...

I have been with Tembo for a couple of years and always had a good experience. Reviewed on: 5th February 2026

Efficiency and good communication

Efficiency and good communication Reviewed on: 5th February 2026

Good experience overall

Good experience overall, good customer service and the rates are good. Reviewed on: 5th February 2026

Great interest rate and easy to set up.

Great interest rate and easy to set up. Reviewed on: 5th February 2026

Tembo has changed my opinion on banking

Tembo has changed my opinion on banking. Whereas previously, I've suffered poor service, inefficiency, and a bank that felt like they weren't on my side, Tembo has been amazing. From the attractive interest rate, an incredible user friendly app, to the regular email communications I receive, the service from them has been exceptional. Reviewed on: 5th February 2026

Free mortgage advice at Tembo

Tembo is a great bank. They offer plenty of support for first time buyers and the free mortgage advice is a bonus. Reviewed on: 4th February 2026

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