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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,065 reviews, last reviewed 9th Mar 2026
224500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Not only does Tembo work as a helping hand for first... Not only does Tembo work as a helping hand for first time buyers, it's accessible user-friendly interface is easy to navigate and Tembo offers some fa... Read more Reviewed on: 9th March 2026
Paige F's avatar
Paige F

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3065)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

5
Excellent, ever-improving company Reviewed on: 25th January 2025

Great app

4
Great app easy to use and very clear on how much you have saved. Recommended it to my whole family. Reviewed on: 5th March 2026

Fantastic, easy to use, clear interface, great featu...

5
Fantastic, easy to use, clear interface, great features. Reviewed on: 5th March 2026

Tembo is perfect for your first home.

5
Tembo is great. I have closed my Help To Buy ISA as it was far too restrictive. Tembo’s Lifetime ISA is perfect for saving for your first home! Reviewed on: 5th March 2026

Extremely helpful and provided clear, understandable...

5
Extremely helpful and provided clear, understandable feedback to my quiries. Reviewed on: 5th March 2026

Brilliant service app is very easy to use and unders...

5
Brilliant service app is very easy to use and understand Reviewed on: 5th March 2026

Easy to switch!

4
I switched my LISA to Tembo because I was tired of "teaser rates" that drop to nothing after a year. Even though everyone’s been cutting rates lately, they’ve stayed really competitive and the app is easily the most intuitive one I’ve used and it actually shows you a countdown to when you'll have your deposit ready. It was painless to to link my bank and get moving, and seeing that 25% government bonus land automatically makes the grind of saving for a house feel a lot more real. Reviewed on: 5th March 2026

Why I chose Tembo

5
Tembo was the market leader when I joined, and their mortgage support gives me confidence to stay with them when I’m ready to buy my first home. Reviewed on: 5th March 2026

Using to save for house deposit

5
Using to save for house deposit, so easy Reviewed on: 5th March 2026

Easy transfer.

5
Easy transfer. No issues since. Good rate. App is pretty good. Not super clear how much ISA balance is left after transferring but that's a minor issue. Advice seems ok but I haven't had a reason to dive into it yet Reviewed on: 5th March 2026

Helpful customer service, informative app and compet...

5
Helpful customer service, informative app and competitive interest rate Reviewed on: 5th March 2026

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