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Family Building Society: Savings reviews

Name: Savings
Rating: 4.55 (1361 reviews)

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4.55

Based on 1,360 reviews, last reviewed 25th Jun 2026

17% increase in 5 star reviews

in the past 90 days

14% decrease in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

I experienced log in problems and phoned for help. I experienced log in problems and phoned The Family B.S. for help. I spoke to Sanya who gently and patiently guided me through the process of resettin... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Issues accessing the on-line service Family Building society have changed their on-line system for the 3rd time. Each time requires me to re-register. The process this time is extremely p... Read more Reviewed on: 24th May 2026

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About this product

Family Building Society have been offering different savings accounts for over 125 years.

There’s a wide range of Family Building Society savings accounts to choose from, some are easy access, others are notice accounts or fixed rates. Some accounts can be opened with as little as £1.

Family Building Society reviews help you find out what it’s really like to be a customer. If you’ve used Family Building Society before, you can also leave a review and share your experience.

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Family Building Society Savings reviews (1361)

i withdrew money ond not received

i withdrew money on a sunday b a Reviewed on: 4th May 2026

Reply from Family Building Society Thank you for taking the time to leave us your review. As we are a non-clearing institution we can only process withdrawals on working days. The timings of when we can process and send withdrawal funds are stated in the terms and conditions you receive before opening your account, and on our website: familybuildingsociety.co.uk/savings/savings-faqs Response date: 6th May 2026

Dealt with my log in problems swiftly

Dealt with my log in problems swiftly Reviewed on: 1st May 2026

Reply from Family Building Society Thanks for your positive feedback regarding our service! Response date: 6th May 2026

Excellent customer service.

So good to be able to speak to a helpful and patient member of staff, and the call-back system was very welcome Reviewed on: 1st May 2026

Reply from Family Building Society Thanks for your review. We're glad to hear you were happy with our service! Response date: 6th May 2026

Lovely friendly service by Lisa.

Lovely friendly service by Lisa. Very helpful and walked my through online services Reviewed on: 1st May 2026

Reply from Family Building Society Thank you for taking the time to leave us this review. It's great to hear of your positive experience with Lisa! Response date: 6th May 2026

Please have an APP for use on a smartphone.

Please have an APP for use on a smartphone. Please send separate certificates of interest for each account which should be available to download. Please notify us when these are available. Please do not send anything in the post and communicate only by email or text. Please pay interest earned monthly and not at the end of January or July! Would be much appreciated. Thank you. Reviewed on: 30th April 2026

Reply from Family Building Society Thank you for taking the time to leave us your review. Your feedback has been passed on to the relevant team to support ongoing improvements to our services. Response date: 6th May 2026

FIRST CLASS

I opened a bond 12 months ago. It matured so I requested FBS to retain £20k for a new bond and to forward £40k to the Bank as I was opening 2 ISAS for myself and my husband. On the day of maturity money was in Bank, new account was dealt with. All follow up paper sent out promptly and professionally. First class. To date you are the most efficient and professional Company I have dealt with and I am delighted. Reviewed on: 30th April 2026

Reply from Family Building Society Thank you for taking the time to leave us this review. It's great to hear of your positive experience with us! Response date: 6th May 2026

Funds transfer

Great customer service, however, the limit on moving funds between FBS accounts is rather out of date. Moving large sums is tedious having to log in day after day to complete what should be a single transaction. Reviewed on: 30th April 2026

Reply from Family Building Society Thank you for your positive feedback regarding our service. Your feedback has been passed on to the relevant team to support ongoing improvements to our services. If there's anything else you need further assistance with, please don't hesitate to let us know. Kind regards Family Building Society Response date: 6th May 2026

Online access problem.

I had a problem with my online access today. I was all sorted out over the 'phone very patiently and efficiently. Reviewed on: 29th April 2026

Reply from Family Building Society Thanks for your review. We're glad to hear you were happy with our service! Response date: 6th May 2026

Mutuality and its practice within our building society

Mutuality and its practice within our building society I have been a Member of our building society for many years and have found it to be exemplary both in the savings products it offers and in the knowledge and helpfulness of its staff. It is therefore with a measure of reluctance that In find myself having to write to you on a matter I find troubling. I am sure that you will agree with me that at the core of building society philosophy lies the principle of mutuality, that the organisation exists for the benefit of its Members, and that each Member should be treated equally. While the individual financial circumstances of Members might mean that some are unable to save in some products offered eg the minimum of £10,000 required to save in a Windfall Bond, such products nevertheless contribute to the overall strength and resilience of our Building Society by attracting new Members as well as savings from existing ones. However, of a quite different nature is the discrimination against Members because of restricting the method of applying for a product, a practice which is sadly spreading but which, as far as I am aware, our Society has hitherto commendably resisted. The case in point is your introduction of a One Year Bond paying an attractive 4.65% but with the caveat that it can only be applied for online. Other building societies offer on line products but usually with the option of paying the same rate for postal and in-branch applications. While I can see that there is an argument that can be made that such products save manpower and hence can pay a higher rate, surely that argument is trumped by the principle of mutuality, of fairness among all Members. I go further. It seems to me that the decision to offer such a product is perverse in that Members who would benefit the most from a higher rate - the less well off who may not have access to on line - are denied it. Similarly the elderly or those less trustful of dealing with their financial affairs electronically (you will be aware of the many data breaches over the last few years) are also disadvantaged. In conclusion, I am not a Luddite and I am quite aware of the advantages that stem from technology. But please do not leave behind those less willing or able to embrace it: let our Society serve all its Members equally, Reviewed on: 27th April 2026

Reply from Family Building Society Thank you for taking the time to share your concerns about the opening channels available for some of our newer products. I’m sorry to hear of your disappointment. The 1 Year Fixed Rate Bond (Issue 68) was launched as a fundraising account and, as such, its availability was at the discretion of the Society and it could be withdrawn at short notice. To enable us to manage openings efficiently and to help ensure the product could be offered and administered effectively within the timescales required, applications were accepted online only. We recognise that not all members are able to access, or feel comfortable using, online services. At the same time the bond was on sale, we also had fixed rate products available to open through multiple channels, so members could choose the option that best suited their circumstances. Treating customers fairly is always a priority for us. Where a member has particular needs or circumstances, we can consider reasonable adjustments and provide support on an individual basis. This may include, where appropriate, helping a customer to open an online account via a paper application. We have also recently launched products that are exclusive to existing customers and available via paper application and in branch. This shows we continue to support members who prefer to manage their accounts through more traditional channels, as well as those who use online banking. Response date: 28th April 2026

I was having trouble accessing my accounts online

I was having trouble accessing my accounts online and spoke to Phoebe in customer support who was extremely helpful and patient as I lost internet access and the phone line during my call. Reviewed on: 27th April 2026

Reply from Family Building Society Thank you for taking the time to leave us this review. It's great to hear of your positive experience with Phoebe! Response date: 28th April 2026

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