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Trading 212: Cash ISA reviews

4.95
Based on 2,237 reviews, last reviewed 24th Feb 2026
107400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Very competitive interest rate with the versatility... Very competitive interest rate with the versatility of a flexible isa allowing replacement of funds within the same financial year. Reviewed on: 24th February 2026
David Thomas Blyth's avatar
David Thomas Blyth

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025
PAUL BROOKMAN's avatar
PAUL BROOKMAN

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Cash ISA reviews (2237)

Review of the Trading 212, Cash ISA:

Easy to use and help is always easy to access.

5
Easy to use and help is always easy to access. Funds received back very quickly. Interest rate is very good and transparent with daily updates on interest paid. I love using the the service whether in App or online. I have nothing bad to say as its a great service especially for beginners. Reviewed on: 16th April 2025

Very competitive interest rate with the versatility...

5
Very competitive interest rate with the versatility of a flexible isa allowing replacement of funds within the same financial year. Reviewed on: 24th February 2026

East-to-use website and good savings rates

5
Easy to open a Cash ISA and then to check on my savings from time to time. Savings rate are good. Slightly better rates are available elsewhere, but they usually include a first-year bonus, meaning you need to change provider after one year or stick with a poor return on your savings. Reviewed on: 21st February 2026

Amazing banking ...

5
Excellent results when trying to deposit money and checking results love the app Reviewed on: 18th February 2026

I’m happy

5
I’m happy at the moment. I hope the rate will increase soon. Reviewed on: 17th February 2026

Customer

5
App is easy to use and navigable, I can see my funds and daily interest so know exactly what I have. I have not had to use customer service as everything was straight forward. Reviewed on: 17th February 2026

Good all round

5
It’s nice to see an ISA that has a decent rate that continues rather than being a fixed term. Also good to easily add and withdraw money. Reviewed on: 16th February 2026

So easy to set up and manage.

5
So easy to set up and manage. I also like the dummy account that allows us to play around with the stocks and shares Reviewed on: 16th February 2026

Ease of set up and maintainance.

5
The trading 212: Cash ISA is so easy to set up and maintain. I have not had any bad experience with utilizing it-whether depositing money in it or withdrawing. It is particularly fast to implement your deposits and withdrawal. Reviewed on: 16th February 2026

The best cash ISA for updates and info.

5
The Trading 212 app has been simple and easy to use from the first day I set it up and moving money into my account, to getting daily updates of interest earned Reviewed on: 15th February 2026

Great apr rates, highly recommend

5
Great apr rates, highly recommend Reviewed on: 15th February 2026

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