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Trading 212: Cash ISA reviews

4.92
Based on 4,640 reviews, last reviewed 27th Apr 2026
339% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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6%
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Latest highest rating:

5

really good daily interest rate on the cash ISA really good daily interest rate on the cash ISA Reviewed on: 27th April 2026
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Faiza

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026
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Sb

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (4640)

Great rates and easy-to-use app

5
I recently opened a Cash ISA with Trading 212 mainly because their interest rate on deposits was one of the best I could find at the time. The sign-up process was quick and straightforward, and I was set up within minutes just by using my my mobile phone. As part of set up, I lived how quick and easy the ID verification process was and I didn't need to send any emails or attachments anywhere or deal by post. The app is really easy to use, even if you’re new to this kind of platform. Everything is clearly laid out, and it’s simple to check your balance or move money around. I also like how transparent it feels—rates and information are easy to find without digging around. One feature I didn’t expect but I really enjoy is being able to see the interest I’ve earned each day. It’s a bit of a novelty for me, but it’s actually quite motivating watching it build up over time. I haven’t needed to contact customer service directly yet. So far everything has been smooth with no issues. It’s still early days, but based on my experience so far, if you're digitally engaged, I'd definitely recommend Trading 212 if you’re looking for a simple platform with very competitive rates. I must admit I was initially hesitant as I’ve always used traditional banks and hadn’t tried fintech platforms before (which is ironic given I work in financial services). Looking back, I do wish I’d opened an ISA with them in the last tax year as I'd be earning a better interest rate on that money now! Reviewed on: 18th April 2026

Simple, clear and efficient banking

5
Very easy to set up my account, quick but effective security and compliance checks upon opening my account. Great rate of interest, simple to do transfers. Great mobile phone app. Reviewed on: 18th April 2026

Great experience

5
I opened my first ISA with Trading 212 and the experience was amazing, so easy and comprehensive. Reviewed on: 18th April 2026

Very informative and great for keeping track in my i...

5
Very informative and great for keeping track in my investment Reviewed on: 18th April 2026

Excellenct experience.

5
Excellenct experience. Quick and easy investment. Reviewed on: 18th April 2026

Easy to use

4
Easy to use, shame that I experienced difficulties n getting the opening bonus Reviewed on: 18th April 2026

Easy to set up cash ISA.

5
Easy to set up cash ISA. Easy to use app. Competitive rates and no fees Reviewed on: 18th April 2026

I've learnt so much

5
I've learnt so much from the app and the information inside it is unbelievable I can't believe I didn't try this years ago. I'm finding out so much about global politics and money through this app and the forums are terrific Reviewed on: 18th April 2026

Leasy to handle , every day roller coaster rides wit...

4
Leasy to handle , every day roller coaster rides with the app Reviewed on: 18th April 2026

Flexible tranfer bw S&S account.

5
Flexible tranfer bw S&S account. Reviewed on: 18th April 2026

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