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Trading 212: Cash ISA reviews

Name: Cash ISA
Rating: 4.74 (4649 reviews)

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4.74

Based on 4,649 reviews, last reviewed 11th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Come for the ISA, Stay for the Trade! I found out about Trading 212 through MSE, as I was specifically looking for an ISA with a high return. I used the Trading 212 app and discovered it's... Read more Reviewed on: 11th September 2026

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026

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About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (4649)

Newbie to 212 Trading

I am a newbie to Trading 212. Having researched this investment bank and receiving feedback from others, including Money Saving Expert, I made the decision to open an account. So far so good, I am happy with daily interest updates, being able to track how my investment is progressing. Notwithstanding excellent customer service. I have made a great decision in investing my money. Reviewed on: 18th April 2026

Decent but not the best rates

Great customer service, very easy to switch providers. Could maybe introduce a bonus rate offer like other providers but overall happy with the service they provide. Reviewed on: 18th April 2026

Best trading app

Trading 212 is the best app for trading and investing Reviewed on: 18th April 2026

Very easy to open an account and switch between cash...

Very easy to open an account and switch between cash ISA and stocks / shares ISA. Very easy to get around the app. Reviewed on: 18th April 2026

I received a great rate from them and my money is wo...

I received a great rate from them and my money is working well for me now. They made it easy to get started with ISAs and the flexibility is fantastic. Reviewed on: 18th April 2026

Trading 212 cash isa is one of the best on the the m...

Trading 212 cash isa is one of the best on the the market currently. You can link it to your bank account and add money simply. It tells you what your interest you are earning is daily and clearly shows how much money you can invest throughout the year. I would strongly recommend this isa Reviewed on: 18th April 2026

Has enabled me to start savings in a positive way...

Has enabled me to start savings in a positive way Reviewed on: 18th April 2026

Stress free from start to finish

The whole experience has been seamless, opening the account and transferring funds was stress free. I find the app easy to navigate. I would definitely recommend to friends and family Reviewed on: 18th April 2026

I am satisfied with this app, and I use it every day

It is magical app and I recommend for everyone Reviewed on: 18th April 2026

Great rates and easy-to-use app

I recently opened a Cash ISA with Trading 212 mainly because their interest rate on deposits was one of the best I could find at the time. The sign-up process was quick and straightforward, and I was set up within minutes just by using my my mobile phone. As part of set up, I lived how quick and easy the ID verification process was and I didn't need to send any emails or attachments anywhere or deal by post. The app is really easy to use, even if you’re new to this kind of platform. Everything is clearly laid out, and it’s simple to check your balance or move money around. I also like how transparent it feels—rates and information are easy to find without digging around. One feature I didn’t expect but I really enjoy is being able to see the interest I’ve earned each day. It’s a bit of a novelty for me, but it’s actually quite motivating watching it build up over time. I haven’t needed to contact customer service directly yet. So far everything has been smooth with no issues. It’s still early days, but based on my experience so far, if you're digitally engaged, I'd definitely recommend Trading 212 if you’re looking for a simple platform with very competitive rates. I must admit I was initially hesitant as I’ve always used traditional banks and hadn’t tried fintech platforms before (which is ironic given I work in financial services). Looking back, I do wish I’d opened an ISA with them in the last tax year as I'd be earning a better interest rate on that money now! Reviewed on: 18th April 2026

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