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Trading 212: Cash ISA reviews

4.74
Based on 4,644 reviews, last reviewed 21st Jun 2026
102% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use app. Easy to use app. I needed support with something this week. I emailed and received a response shortly after with all steps required to resolve my issu... Read more Reviewed on: 21st June 2026
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Crusher

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026
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Sb

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Cash ISA reviews (4644)

Review of the Trading 212, Cash ISA:

Really easy to use and navigate the platform

5
Really easy to use and navigate the platform Reviewed on: 15th April 2025

I have used trading 212 for years brilliant platform.

5
I have used trading 212 for years brilliant platform. I will continue to use it indefinitely. I have a stock and shares isa and a Cash ISA. It easy to use with no annual fees. Daily interest is accumulated then paid monthly at a good rate. Trading 212 is far much better than the high street banks. I recently had a meeting with my banker and they couldn’t get anywhere near the interest rates on savings on which trading 212 offer. Also to hear they have recently started providing SIPPs are an excellent opportunity for them to continually increase their growth into the finical sector market. overall it is his brilliant and they have 24/7 availability to talk to actual humans and not stupid AI robots like my normal bank does. Reviewed on: 8th April 2026

The best cash ISA out there for interest rate and fl...

5
The best cash ISA out there for interest rate and flexibility. There are no limits on withdrawals so you can deposit and withdraw multiple times all whilst enjoying a great interest rate. The app is simple to navigate and use, it’s so easy. Reviewed on: 8th April 2026

Flexible Cash ISA with a very competitive rate

5
A great Flexible Cash ISA with a very competitive rate. If you also hold a Stocks ISA you can quickly move balances between each other without requiring to submit an ISA transfer (this may change in tax year 2027/28). The mobile app is very easy to use, although some UX could be improved (charts and time ranges). The web/desktop app offers the same UX as the mobile app. Although the customer service is only available on chat and email, they are quite fast in providing an initial response (below 2 hours for most cases). For complex issues, especially for ISA transfers, customer service requests usually need escalation but you normally get a comprehensive response within 1 business day - on average, this is faster than other more established UK banks or building societies when contacted over secure message. Reviewed on: 8th April 2026

really easy to use this app.

5
really easy to use this app. i have been using trading 212 for over a year by now and the features they give are very useful such as instant bank transfers and the ability to see how much of your isa allowance you have used already. i love cash isa trading 212 Reviewed on: 8th April 2026

Very easy to use

5
Very easy to set up and save . Good intrest rate Reviewed on: 8th April 2026

Good interest rates and easy to use

5
Good interest rates. Flexible is so convenient as well as making it easy to transfer between cash isa and stocks & shares isa Reviewed on: 8th April 2026

Great experience easy to navigate the site

5
Great experience easy to navigate the site Reviewed on: 8th April 2026

Best cash ISA platform I’ve used

5
Best cash ISA platform I’ve used, with it being free to use account that protects against taxes, and interest paid monthly at a very competitive rate. What’s not to like. I have recommended this to friends and family and they love its easy to use app, and frequent interest payments. Thank you trading 212 Reviewed on: 8th April 2026

Hassle Free Banking and Investments

5
Easy setup, app provides all the real time data and notifications. Simple intuitive interface and easy to understand when looking at investments as a beginner. Reviewed on: 8th April 2026

Always had a positive interaction and trust them wit...

5
Always had a positive interaction and trust them with my wealth Reviewed on: 8th April 2026

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