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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1330 reviews)

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4.90

Based on 1,330 reviews, last reviewed 7th Mar 2026

31800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

I have several different accounts. I have several different accounts. Always get an email when a fixed account is about to mature and it is easy to move money to a new account or withd... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

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United Trust Bank Personal Savings reviews (1330)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

Seamless, smart and savvy.

Seamless, smart and savvy.. an excellent experience. Reviewed on: 25th February 2025

Easy process to set up cash isa.

Easy process to set up cash isa. Had problems accessing application that I had started and needed to complete however UTB assisted quickly in providing a link. Reviewed on: 25th February 2025

Savings Rates

Good savings rates. Beats most of the market. Reviewed on: 25th February 2025

Had a fixed rate bond , good service generally

Had a fixed rate bond , good service generally Reviewed on: 25th February 2025

Exceeded expectations.

Exceeded expectations. I applied for an ISA transfer, I submitted the "proofs" demanded and in less than one hour I received an email with the confirmation of the account being opened and a link to register for online banking. Three working days later the money transfer was done Reviewed on: 25th February 2025

A Bank to recommend!

I have been very pleased thus far with UT Bank and feel their savings rates are competitive. Communicating with them has been efficient, both digitally and via post. I also find online banking with them easy to navigate. For these and other reasons both myself and my wife have accounts and would happily recommend them. Reviewed on: 25th February 2025

It has always been easy to set up savings accounts w...

It has always been easy to set up savings accounts with United Trust Bank. This is for bonds and ISA's. Good timely reminders when accounts are about to finish. Reviewed on: 25th February 2025

very good rates and customer service was great ...

very good rates and customer service was great when I had an issue setting up my internet banking. Has been easy to use and recommended UTB to other people. Reviewed on: 25th February 2025

A Happy Customer

Easy to use online, made even easier in recent months. Members of staff professional and courteous. Reviewed on: 25th February 2025

So easy to use website with clear information.

So easy to use website with clear information. Competitive rates of interest and so easy to open new accounts. Reviewed on: 25th February 2025

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