Smart Money People Logo

United Trust Bank: Personal Savings reviews

4.90
Based on 1,279 reviews, last reviewed 14th Feb 2026
27200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service. Great service. Staff on the phones are very efficient, know their stuff and extremely helpful. Reviewed on: 14th February 2026
Ruth S's avatar
Ruth S

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

Review United Trust Bank: Personal Savings now

Help others make smarter decisions by sharing your own experience. Write a review

United Trust Bank Personal Savings reviews (1279)

Straightforward online banking.

4
Straightforward intuitive online banking. A banking app would be a useful addition. Reviewed on: 25th February 2025

Amazing savings rates .

4
Amazing savings rates on offer. The signing up process for online banking could be a little less clunky. Reviewed on: 25th February 2025

They keep me informed of my investments

5
They keep me informed of my investments Reviewed on: 25th February 2025

Good interest rate on fixed cash ISA.

5
Good interest rate on fixed cash ISA. Easy to open account and transfer from another provider to United Trust Bank. Reviewed on: 25th February 2025

Consolidating 3 invests was efficient

5
I consolidated 3 invests recently with 1 investment maturing on a different date. It work fine. Reviewed on: 25th February 2025

good value for money

5
really easy to use web site , good value for money great savings rates Reviewed on: 25th February 2025

Couldn’t be more straightforward.

5
Having previously held various savings accounts with UTB, currently I have two fixed term bonds and have always found them to offer competitive interest rates. The opening process is straightforward and information provided by the bank simple, easy to understand and relevant. I would have no hesitation recommending UTB to friends and family. Reviewed on: 25th February 2025

Customer service was excellent.

5
Customer service was excellent. Clear, concise and very helpful. Issue was resolved without needing any kind of secondary or tertiary pursuit. Reviewed on: 25th February 2025

Great rates,

4
Great rates, easy to use website Reviewed on: 25th February 2025

Easy to use and Fast service with great products and...

5
Easy to use and Fast service with great products and rates Reviewed on: 25th February 2025

Review United Trust Bank: Personal Savings now

Help others make smarter decisions by sharing your own experience. Write a review