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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

32% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1587)

Great saving rates.

Easy to understand and navigate savings options. Reviewed on: 26th February 2025

Excellent customer service!

The team at united trust bank are very friendly and helpful when it comes to any account and banking questions. They make banking safe and easy. Reviewed on: 26th February 2025

Not being very Tec.

Not being very Tec. savee and being in my 70s but fully understand finance, I saw the great interest rates and invested savings. Was able to deal over the phone and also confirmation by letter. A terrific bonus, many thanks. Reviewed on: 26th February 2025

First time investor

I was looking for a long term investment with a good rate of interest and UTB fitted the bill. It was straightforward to open the account and I am likely to invest again when I have the funds to do so. Reviewed on: 26th February 2025

My favourite savings institution

They have always been very helpful and prompt. Reviewed on: 26th February 2025

UTB accounts

Simple to deposit into and competitive savings rates combined with easily navigable savings portal. Reviewed on: 26th February 2025

We discovered UTB on Martin Lewis's Web site.

We discovered UTB on Martin Lewis's Web site. We liked their history building homes after the 2nd world war which our parents benefited from. The current government's plans to build thousands of new homes can only fuel UTB's goals. We have phoned them and it's nice to be answered by a person rather than an AI computer. We have always found them both helpful and knowledgeable. Their interest rates are above average and the Web site easy to use.Thank you. Reviewed on: 26th February 2025

Always competitive products

Always competitive products and a good online platform for banking Reviewed on: 26th February 2025

Easy to use

Easy to do transactions online with UTB's much-improved website. Reviewed on: 26th February 2025

Everything handled smoothly and with clarity

Everything handled smoothly and with clarity, website and on line ba nking with perfectly easy user interface, email communication immediate - and good rates on fixed term which is essential obviously. Reviewed on: 26th February 2025

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