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United Trust Bank: Personal Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
32% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1587)

Very good service

5
the service was clear, efficient and reliable. Reviewed on: 25th February 2025

Confidence

5
Reliable and professional with a competitive interest rate Reviewed on: 25th February 2025

UTB offer a great range of products

5
UTB's website is very easy to use. They offer a variety of products and their savings rates are competitive in the market. No complaints at all! Reviewed on: 25th February 2025

Great fuss free Bank

5
I have always found United Trust Bank site easy to navigate and any help I needed was always on hand. Great customer service. Reviewed on: 25th February 2025

Good savings rate.

4
Good savings rate.good mobile banking also Reviewed on: 25th February 2025

Good customer service and top rates of interest

5
Good customer service and top rates of interest Reviewed on: 25th February 2025

Easy and quick.

4
Easy and quick. Good interest rate. Reviewed on: 25th February 2025

If Carlsberg did banks they would be just like this

5
I had reservations when I first moved to UTB a number of years ago as they didn't have the high profile of the mains street banks. It turned out to be a good move, UTB consistently give good interest rates & on the rare occasion when I have contacted them, I have found them to be extremely helpful. Reviewed on: 25th February 2025

Excellent & easy on-line investment access

5
We invested a lump sum with UTB on-line. It was simple & easy to do. The follow up letter confirming the account opening & investment was quickly received. On-line access is easy to maintain & I feel confident that my investment is safe, secure & is growing as it should. Reviewed on: 25th February 2025

Great to do business with

5
Simple process, competitive rates and a friendly team Reviewed on: 25th February 2025

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