Write a review

Newsletter

Go to business site

United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

View other United Trust Bank products

4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

Read all reviews Write a review

About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

Review United Trust Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

United Trust Bank Savings reviews (1587)

First Class service with a human touch

Initial account opened through a very straightforward online process. More recently I have on several occasions used there customer service team. On each occasion I have experienced minimal waiting time and my have been queries dealt with efficiently and professionally. The big, big plus for me is speaking to a human not a robot, keep up the good work. Reviewed on: 25th February 2025

CMW Review

Very helpful and professional, all round. Reviewed on: 25th February 2025

Good communication but no hard sell.

Good communication but no hard sell. Reviewed on: 25th February 2025

Great accessibility and customer service

Great accessibility, best rates of interest and customer service is excellent. Reviewed on: 25th February 2025

Very fast and efficient & great rate

Very fast and efficient, great rate, good online portal. A brand I trust Reviewed on: 25th February 2025

Competent, efficient and effective

I have found all correspondence to be very efficient and very competitive interest rates for savings . Reviewed on: 25th February 2025

Competitive interest rate for the fixed term saving.

Competitive interest rate for the fixed term saving. Quick updated for the balance after transferring the money in the account. Appreciate to receive the statement annually, unlike other banks without annual statement. Reviewed on: 25th February 2025

Great service good products , excellent customer ser...

Great service good products , excellent customer service Reviewed on: 25th February 2025

Excellent service.

I always receive a prompt response to my enquiries, with a trouble-free experience. Reviewed on: 25th February 2025

Best fixed-term bond

Under the terms of a trust, I am obliged to invest £200k in a fixed-term bond. UTB's offer is the best I could find on the market. I can afford to lock up my money for 12 months and the interest-rate is one of the best Reviewed on: 25th February 2025

Do you have a different United Trust Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Framework Fair Value Fixed Rate (discontinued)
from Nottingham Building Society 4.06 from 1 reviews
95 day notice account
from RCI Bank 4.80 from 944 reviews
Savings
from Close Brothers Savings 4.85 from 4872 reviews

Want to see more from United Trust Bank?

Business savings
from United Trust Bank 4.88 from 534 reviews
Cash ISA
from United Trust Bank 4.84 from 572 reviews
Charity Accounts
from United Trust Bank 4.66 from 37 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub