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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1326 reviews)

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4.90

Based on 1,326 reviews, last reviewed 6th Mar 2026

31400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

UTB highly recommended UTB have been easily accessed when needed and the online system works very well . information is always made available. Reviewed on: 6th March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1326)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

Great interest rates and customer service.

Great interest rates and customer service. Excellent products and easy to use service. Everything is explained clearly Reviewed on: 15th April 2025

The onboarding process was excellent.

The onboarding process was excellent. Reviewed on: 15th April 2025

Everything was dealt with efficiently.

Everything was dealt with efficiently. Communication is good too. Reviewed on: 15th April 2025

Very professional great rates and easy to work with

Very simple online investing, competitive rate with great communication. Reviewed on: 15th April 2025

Rock solid products, with best in class savings rate...

Rock solid products, with best in class savings rates, variety of saving options which cater to everyone looking for great interest rates simple to use web site. Reviewed on: 15th April 2025

Very friendly company to work with

It is very difficult to fine user friendly websites nowadays, but UTB have one of then easiest websites to navigate around. I was very impressed that it was so easy to find then product I was looking for. Reviewed on: 15th April 2025

Excellent bank

Good rates of interest on fixed rate bonds and answer the phone quickly and pleasantly to deal with queries Reviewed on: 15th April 2025

Le Chris review

Excellent professional and efficient service Reviewed on: 15th April 2025

Very Helpful staff, and quick to respond call centre

Very Helpful staff, and quick to respond call centre Reviewed on: 15th April 2025

Simple and straightforward.

Simple and straightforward. Very easy to deal with. Reviewed on: 15th April 2025

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