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United Trust Bank: Personal Savings reviews

4.90
Based on 1,330 reviews, last reviewed 7th Mar 2026
31800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
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0%
2 star
See only 2 star reviews
0%
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0%

Latest highest rating:

5

I have several different accounts. I have several different accounts. Always get an email when a fixed account is about to mature and it is easy to move money to a new account or withd... Read more Reviewed on: 7th March 2026
Joyce E's avatar
Joyce E

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1330)

Review of the United Trust Bank, Personal Savings:

Good company

5
Good company to do business with, good products and excellent interest rates. Reviewed on: 17th April 2025

Great rate!

5
Market leading rate at the time of opening. Easy to understand and operate account. Reviewed on: 26th February 2025

A wise choice

5
We discovered United Trust Bank via recommendation from Martin Lewis's 'Money Saving Expert' website. Also, there was solid feedback on this bank on Trustpilot which also confirmed there was a very competent UK based Help Centre. The savings rate available was extremely competitive with an excellent, easy to use website. Accessing our account on-line is both secure and very straightforward. In summary, we definitely feel that choosing this savings account with UTB was a wise move and that they are genuinely interested in providing a good service to customers. Reviewed on: 26th February 2025

Easy to navigate and good rates

5
Have various one year bonds and ISA's at preferable rates compared to others. Reviewed on: 26th February 2025

Have found United Trust to be professional and easy...

5
Have found United Trust to be professional and easy to contact. Reviewed on: 26th February 2025

Excellent Service

4
They offered a good competitive rate of interest for ISA as well as fixed deposits Reviewed on: 26th February 2025

With the cost of living going through the roof it's...

5
With the cost of living going through the roof it's great to know a bank that makes your money work for you,and makes it so easy for people to use. Reviewed on: 26th February 2025

Very competitive rates of interest and easy communic...

5
Very competitive rates of interest and easy communication Reviewed on: 26th February 2025

Transferred an Isa to this bank - easy online...

5
Transferred an Isa to this bank - easy online process Reviewed on: 26th February 2025

I receive prompt answers to any questions - I am kep...

5
I receive prompt answers to any questions - I am kept informed of current offer set and any investments are actionedpromptly. Reviewed on: 26th February 2025

this is the best place for my savings

5
I can honestiy say this is the best place for my savings. No problems contacting them say to speak to when you call great comuncations Reviewed on: 26th February 2025