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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10585 reviews)

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4.96

Based on 10,585 reviews, last reviewed 10th Mar 2026

338200% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It was great easy and fast really good service, woul... It was great easy and fast really good service, would recommend to a friend or colleague if they where in a market for a loan Reviewed on: 10th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10585)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very happy with the service!

Very happy with the service! They were able to support me financially when needed and monthly repayments are reasonable Reviewed on: 28th February 2026

Easy to use, clear communication

Easy to use, clear communication Reviewed on: 28th February 2026

Quick and easy apply and acception

Was super easy to apply and the moment I was accepted the money was transferred within an hour. Reviewed on: 28th February 2026

Easy to deal with and apply.

Easy to deal with and apply. Friendly communications and fair rates Reviewed on: 28th February 2026

Very easy and effortless, the whole process was seam...

Very easy and effortless, the whole process was seamless.i will use updraft again if needed. Reviewed on: 28th February 2026

Brilliant from start to finish.

Brilliant from start to finish. Easy process and straightforward. Reviewed on: 28th February 2026

Good company

I have found both the app and the website easy to use and the customer service is great. I would definitely use again in the future and would recommend to a friend because the affordability is good and it doesnt feel prefatory unlike other services Reviewed on: 28th February 2026

Always helpful

Iv had two loans now and never had an issue, thy are always very helpful a make sure you get what you need when you need it. Reviewed on: 28th February 2026

Easy and highly recommended

Easy to work with and instant answer given. Good value. Highly recommended. 5 stars! Reviewed on: 28th February 2026

Updraft gave me the chance to consolidate my loans w...

Updraft gave me the chance to consolidate my loans when no one else would, I had the means to do so but not the best credit score so was constantly denied, updraft could see that it was better for me to consolidate my loans for a much lower monthly fee and I have since closed all my cards, store accounts and other loans. I am hundreds of pounds better of a month and I am now stress free. It has really changed my life and I can’t thank updraft more for the second chance I feel they have given me Reviewed on: 28th February 2026

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