Write a review

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.95 (9955 reviews)

View other Updraft products

4.95

Based on 9,955 reviews, last reviewed 2nd Mar 2026

277100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very quick and easy application... Very quick and easy application with quick processing times to receive finance. Good APR rates and transparent terms and conditions. Able to access th... Read more Reviewed on: 2nd March 2026

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (9955)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Updraft has simplified my finances and removed the r...

Updraft has simplified my finances and removed the risk of the neverending debt cycle created by revolving credit. Reviewed on: 1st March 2026

Very easy to apply and quickly responded

Very easy to apply and quickly responded Reviewed on: 1st March 2026

A very quick and easy process .

A very quick and easy process from application through to money in the bank. I used Clearscore to source my loan and Updraft was the best option with a great interest rate. Thank you Reviewed on: 1st March 2026

Great service

Easy step by step approach, no hidden issues, pleasant customer service. Reviewed on: 1st March 2026

IVE HAD A GOOD EXPERIENCE SO FAR

IVE HAD A GOOD EXPERIENCE SO FAR Reviewed on: 1st March 2026

Easy application.

Easy application. Great app which is easy to use. Money arrived in my account extremely quickly. Clear payment schedule with ni surprises Reviewed on: 1st March 2026

Updraft is a very helpful and easy to use company.

Updraft is a very helpful and easy to use company. I like that you have a set amount of interest and your repayments are a fixed amount as it makes it easier to manage and budget. Reviewed on: 1st March 2026

Excellent service

No hassle and straight forward does at it says on the tin Reviewed on: 1st March 2026

Great responsive customer support

Great responsive customer support Reviewed on: 1st March 2026

Updraft is a helpful app

Updraft is a helpful app for managing short‑term borrowing and improving financial organisation. The application process is simple, the interface is clean, and decisions come through quickly. I like that it focuses on helping users reduce debt rather than pushing more loans. Interest rates can vary depending on your credit profile, but overall it’s a useful tool if you want a more structured way to handle your finances. Reviewed on: 1st March 2026

Alternative products

Payday Loan
from Care Finance 5.00 from 2 reviews
Personal loan (discontinued)
from CU Loans (inactive company) 4.67 from 2 reviews
Payday Loan
from Quid Market 2.00 from 5 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub