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Updraft: Personal Loan reviews

4.96
Based on 10,657 reviews, last reviewed 14th Mar 2026
345200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Great team - speedy service. Great team - speedy service. Was very easy to follow and quick to get funds. Reviewed on: 14th March 2026
Cathriona McCaffrey's avatar
Cathriona McCaffrey

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10657)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very professional very considerate and everything wa...

5
Very professional very considerate and everything was well explained Reviewed on: 26th February 2026

Easy, simple, helpful and efficient

4
easy, simple, helpful and efficient Reviewed on: 26th February 2026

Easy and so straight forward great company

5
Easy and so straight forward great company Reviewed on: 26th February 2026

I was in going through one off my life’s difficult t...

5
I was in going through one off my life’s difficult time and I could not borrow money from anywhere and I kept searching from family, friend and even online then fortunately Updraft came up online while searching and unexpectedly they not only accepted my application but send me my personal loan within 2 hours and the interest rate was also fair than other companies tbh. Thanks to the Updraft. 100% recommended Reviewed on: 26th February 2026

great and effecient, helpful with clarifications and...

5
great and effecient, helpful with clarifications and process are simple and easy to understand Reviewed on: 26th February 2026

Easy to use online application, upfront about lendin...

5
Easy to use online application, upfront about lending and quick turn around for loans Reviewed on: 26th February 2026

Quick, straightforward and fair

5
Extremely quick process and fair and transparent loan charges. Application process was also really straightforward and uncomplicated Reviewed on: 26th February 2026

Updraft gave me my freedom back.

5
Updraft gave me my freedom back. I was unable to get a balance transfer for numerous credit cards, they gave my a low apr consolidation loan that reduced my credit utilisation completely and allowed me to save for a mortgage! Reviewed on: 26th February 2026

Easy, Clear contract and straightforward process

4
Easy, Clear contract and straightforward process Reviewed on: 26th February 2026

Super easy and a very fast service

5
Super easy and a very fast service Reviewed on: 26th February 2026