Write a review

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10697 reviews)

View other Updraft products

4.96

Based on 10,697 reviews, last reviewed 17th Mar 2026

349100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Everything goes onlime and smooth and fast Everything goes onlime and smooth Reviewed on: 17th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10697)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Updraft was a lifeline for me.

Updraft was a lifeline for me. I was able to consolidate my debts and have only 1 lower payment to make each month. I had to delay 1 payment last month and the customer services team member I dealt with was great. There was no judgement and I wasn't made to feel bad for it. Reviewed on: 25th February 2026

Getting married thanks to updraft

Updraft has helped me have more disposable income to save for my wedding Reviewed on: 25th February 2026

Great team good customer service

Great team good customer service Reviewed on: 25th February 2026

Best service around!

Easy to use and access. Brilliant digital service with timely reminders. Reviewed on: 25th February 2026

A fantastic experience

My application was straightforward, no complications, all information provided very clearly. Reviewed on: 25th February 2026

Veey satisfied with experience.

Used updraft a few times. Always easy to use and fast. Payments are easy to set up and settlement is easy to do. Reviewed on: 25th February 2026

Excellent Service

Great management of any open credit accounts and notifications when other offers are available. Always had great service. Reviewed on: 25th February 2026

Easy and simple process easy access and quick transfer

Easy and simple process easy access and quick transfer Reviewed on: 25th February 2026

Very easy to use and great customer

Very easy to use and great customer Reviewed on: 25th February 2026

Simple process

Very clear application process with soft check to ascertain eligibility before applying. Simple process which allowed me to pay my credit cards off before receiving funds. Reviewed on: 25th February 2026

Alternative products

Loans
from Plane Saver Credit Union 4.90 from 5367 reviews
Short-term loan
from WageDay Advance 4.96 from 284 reviews
Personal Loan
from RAC 3.92 from 6 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub