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Updraft: Personal Loan reviews

4.96
Based on 10,390 reviews, last reviewed 4th Mar 2026
319300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Helped Me Simplify My Finances The process was straightforward and easy to complete online. The loan helped me consolidate my credit card bills into one monthly payment, which has m... Read more Reviewed on: 4th March 2026
Chelsea Macaulay's avatar
Chelsea Macaulay

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10390)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

So simple and a wonderful company!

5
So simple! And put my mind at ease! Very friendly and personal service! Makes applying for loans simple and very pleasant! Reviewed on: 3rd March 2026

Quick, clear and easy to understand

5
Quick, clear and easy to understand Reviewed on: 3rd March 2026

Great service

5
Loan was approved quickly, knew what was happening every step of the way. Reviewed on: 3rd March 2026

Easy and hassle free

5
Easy and no hassle free from start of application to approval. Great communication and payment reminders before due date. Best experience I have had in applying for a loan. Reviewed on: 3rd March 2026

Easy, seamless and very convenient.

5
Easy, seamless and very convenient. I was given the right information and was assured that they did their due diligence at the same time. Great match. Reviewed on: 3rd March 2026

Brilliant customer service and very simple, easy pro...

5
Brilliant customer service and very simple, easy process. Reviewed on: 3rd March 2026

Excellent and smooth process.

5
Excellent and smooth process. Customer service is really good and rates are manageable Reviewed on: 3rd March 2026

Quick consolidation loan

5
I applied for a loan to consolidate existing credit card debt on a lower APR. the transfer was done the same day and all went smoothly. Reviewed on: 3rd March 2026

Good loan provider

5
very quick to get a quote and loan authorisation. payout to bank was made very soon after approval. get monthly reminders that payment is due and when it's being taken via direct debit Reviewed on: 3rd March 2026

Updraft were great and offered excellent options, va...

5
Updraft were great and offered excellent options, value and clarity of communication. Any issues were resolved promptly and I do feel the company work hard to prioritise the needs of their customers above all else. Reviewed on: 3rd March 2026