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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10948 reviews)

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4.96

Based on 10,948 reviews, last reviewed 18th Apr 2026

373700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Friendly staff Friendly staff, sometimes a delay in replies. Easy process Reviewed on: 18th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10948)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great service.

Great service. Very easy to set up and operate. Reviewed on: 14th March 2024

Very easy and transparent process

Very easy and transparent process Reviewed on: 14th March 2024

Such an easy and straightforward process, communicat...

Such an easy and straightforward process, communication via messages in the app. Quick communications and decisions. All in all, an incredibly positive experience Reviewed on: 14th March 2024

Updraft for all , 5 stars

It's very clear to understand and younknow exactly what you get.With bad credit you have the same right to get a loan , what is difficult to apend Reviewed on: 14th March 2024

Really helpful,

I will say it is really helpful. Easy to apply and checking eligibility hasn't impact on your credit score. Affordable payments and interest rates are reasonables. My credit score is low but they gave £500 loan when I needed most. Reviewed on: 14th March 2024

Quick and easy

When I was struggling with paying bills I applied to Updraft for a loan. Very efficient. Interest not too high for an online application. Reviewed on: 14th March 2024

Process was very easy and smooth

Process was very easy and smooth Reviewed on: 14th March 2024

Fast and simple.

Fast and simple..reasonable and customer service helpfull Reviewed on: 14th March 2024

Very friendly and efficient service, any questions a...

Very friendly and efficient service, any questions answered very promptly Reviewed on: 14th March 2024

Amazing .

Amazing . Never had any problems !!! Reviewed on: 14th March 2024

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