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Updraft: Personal Loan reviews

4.96
Based on 10,948 reviews, last reviewed 18th Apr 2026
373700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Friendly staff Friendly staff, sometimes a delay in replies. Easy process Reviewed on: 18th April 2026
Lizzie Hawthornthwaite's avatar
Lizzie Hawthornthwaite

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10948)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great Experience!

5
Great Experience!! Really helped me get myself on track for the future and great service. Reviewed on: 14th March 2024

Fantastic communication and fast response

5
Fantastic communication and fast response Reviewed on: 14th March 2024

Excellent from beginning to end, easy application pr...

5
Excellent from beginning to end, easy application process, ethical interest rates and great communication throughout the process with zero delays. Reviewed on: 14th March 2024

Great service friendly online staff great products a...

5
Great service friendly online staff great products about loans reasonable monthly payments just a fantastic company Reviewed on: 14th March 2024

Fast to review, very human in their interactions

5
Fast to review, very human in their interactions Reviewed on: 14th March 2024

Updraft took all my worries away

5
Updraft helped me clear off my credit card debts, where the interest each month just kept me in a horrible cycle of being just above my limit. Now I have no credit cards, no overdraft, have switched bank accounts to a different bank to start fresh and after a few months with better credit and an increase in my credit rating managed to be accepted for car finance when my old car broke down! Reviewed on: 14th March 2024

Everything was smooth and efficient

5
Everything was smooth and efficient Reviewed on: 14th March 2024

Super simple and clear lending, perfect for when you...

5
Super simple and clear lending, perfect for when you need extra money Reviewed on: 14th March 2024

They are absolutely right on point about helping you...

5
They are absolutely right on point about helping you out with paying of credit card and stuff applications is quick, simple and payment is in bank on or next day would definitely recommend this service Reviewed on: 14th March 2024

it was so easy to apply and was approved...

5
it was so easy to apply and was approved very quickly Reviewed on: 14th March 2024