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Updraft: Personal Loan reviews

4.96
Based on 10,948 reviews, last reviewed 18th Apr 2026
373700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Friendly staff Friendly staff, sometimes a delay in replies. Easy process Reviewed on: 18th April 2026
Lizzie Hawthornthwaite's avatar
Lizzie Hawthornthwaite

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10948)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Seamless Process 5*

5
Seamless process, perfect application, no messing around - truly faultless service and 100% would recommend to friends, family, anyone. Appreciate the informative correspondence and the company gives off positive vibes and if that is their ethos and culture ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 14th March 2024

Prompt attention from staff and answers to queries p...

5
Prompt attention from staff and answers to queries perfectly. Reviewed on: 14th March 2024

Quick response from customer services

4
Quick response from customer services Reviewed on: 14th March 2024

Helpful both times I've used it!

5
Helpful both times I've used it! Reviewed on: 14th March 2024

Saved my financial life

5
They helped me managed a debt that was about to spiral out of control which could have made life difficult. Reviewed on: 14th March 2024

Easy to use app, great communication

5
Easy to use app, great communication Reviewed on: 14th March 2024

Always quick friendly and helpful

5
Always quick friendly and helpful Reviewed on: 14th March 2024

Intuitive, hassle free & market leading rates

5
Getting a loan was an easy and hassle free process, with market leading rates! The app is easy to use and intuitive, you can see your remaining loan amount or use it for making additional payments in just a couple of clicks. Updraft are only a quick message away to helpfully answer any queries too. I highly recommend this to anyone looking for a hassle free service Reviewed on: 14th March 2024

Personal loan with updraft

5
Have to loans with updraft.Both were quick and easy applications , slightly higher a p.r than I would have liked but still better than alot of others Reviewed on: 14th March 2024

Fantastic!

5
Fantastic! Great customer service and easy to use app. Like the ethos behind them, trying to help people get back on their feet not just get money out of them. Thanks so much! Would recommend to others and have done so Reviewed on: 14th March 2024