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Updraft: Personal Loan reviews

4.96
Based on 10,585 reviews, last reviewed 10th Mar 2026
338200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

It was great easy and fast really good service, woul... It was great easy and fast really good service, would recommend to a friend or colleague if they where in a market for a loan Reviewed on: 10th March 2026
Tim Whiterow's avatar
Tim Whiterow

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10585)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Updraft has simplified my finances and removed the r...

5
Updraft has simplified my finances and removed the risk of the neverending debt cycle created by revolving credit. Reviewed on: 1st March 2026

Very easy to apply and quickly responded

5
Very easy to apply and quickly responded Reviewed on: 1st March 2026

A very quick and easy process .

5
A very quick and easy process from application through to money in the bank. I used Clearscore to source my loan and Updraft was the best option with a great interest rate. Thank you Reviewed on: 1st March 2026

Great service

5
Easy step by step approach, no hidden issues, pleasant customer service. Reviewed on: 1st March 2026

IVE HAD A GOOD EXPERIENCE SO FAR

5
IVE HAD A GOOD EXPERIENCE SO FAR Reviewed on: 1st March 2026

Easy application.

5
Easy application. Great app which is easy to use. Money arrived in my account extremely quickly. Clear payment schedule with ni surprises Reviewed on: 1st March 2026

Updraft is a very helpful and easy to use company.

5
Updraft is a very helpful and easy to use company. I like that you have a set amount of interest and your repayments are a fixed amount as it makes it easier to manage and budget. Reviewed on: 1st March 2026

Excellent service

5
No hassle and straight forward does at it says on the tin Reviewed on: 1st March 2026

Great responsive customer support

5
Great responsive customer support Reviewed on: 1st March 2026

Updraft is a helpful app

5
Updraft is a helpful app for managing short‑term borrowing and improving financial organisation. The application process is simple, the interface is clean, and decisions come through quickly. I like that it focuses on helping users reduce debt rather than pushing more loans. Interest rates can vary depending on your credit profile, but overall it’s a useful tool if you want a more structured way to handle your finances. Reviewed on: 1st March 2026