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Updraft: Personal Loan reviews

4.96
Based on 10,521 reviews, last reviewed 7th Mar 2026
332000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Answer the phone, quick resolution, friendly people Answer the phone, quick resolution, friendly people Reviewed on: 7th March 2026
20 JWin's avatar
20 JWin

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10521)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

new loan when they shouldn’t have done, le...

1
Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was originally paying. Reviewed on: 28th February 2026

Very easy and very quick would highly recommend

5
Very easy and very quick would highly recommend Reviewed on: 28th February 2026

Rates are high which isn’t ideal but it was easy to...

5
Rates are high which isn’t ideal but it was easy to get a loan Reviewed on: 28th February 2026

quick and easy.

4
Easy to apply, quick response and payout. Reviewed on: 28th February 2026

Good customer service and quick response.

5
Good customer service and quick response. Made me feel valued and supported Reviewed on: 28th February 2026

Great service, couldn't have asked for more.

5
Great service, couldn't have asked for more. Reviewed on: 28th February 2026

Easy process, very quick to confirm.

5
Easy process, very quick to confirm. Reviewed on: 28th February 2026

Good service but interest rates are a bit high

4
Good service but interest rates are a bit high Reviewed on: 28th February 2026

excellent app quick payout

5
Easy to use quick decision excellent app quick payout Reviewed on: 28th February 2026

Updraft have been fantastic and their customer servi...

5
Updraft have been fantastic and their customer service is excellent. Reviewed on: 28th February 2026