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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11081 reviews)

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4.88

Based on 11,081 reviews, last reviewed 10th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Good

Very useful, very efficient, good systems Reviewed on: 15th March 2023

Ethical and helpful

The application process is nice and simple and they don’t rip you off with high interest rates. They also offer helpful services to improve your credit score to help you sort yourself out. Reviewed on: 15th March 2023

Love your loan .com

Fantastic! Easy to use east to get hold of and there for you in a time of need! Reviewed on: 15th March 2023

Helped at dark times

I was moving out and into a new place on my own due to personal reasons, updraft gave me the freedom and opportunity to be able to afford and furnish the new place, without the loan I would of been struggling financially at a time in my life where I needed it the most Reviewed on: 15th March 2023

Brilliant supportive bank

I have used Updraft twice now for loans. I experienced difficulty during one of them and the staff were so lovely and supportive, even when other companies were not. Best bank I’ve used. I would definitely recommend them! Reviewed on: 15th March 2023

Very proactive and great use of technologgy

I have had several loans with updraft and they have been effectively and efficiently. They employ the use of technology effectively and efficiently Reviewed on: 15th March 2023

Excellent service

Very easy to upload app.Once uploaded enter your personal date link bank account. Then rest updraft do.quick service,excellent app Reviewed on: 15th March 2023

Updraft are a great modern bank

Updraft helped me get finances back in order. It’s good to finally see a financial company that is modern, transparent and actually seem like they care about you. Coms and customer service have always been amazing. Thank you! Reviewed on: 15th March 2023

Efficient and great customer service

I’ve had the pleasure of dealing with Updraft a couple of times and the service has always been good Reviewed on: 15th March 2023

Really caters for your needs and puts your first

Always responsive and help with financial decisions. It has been evident that they want to help and make sure its right for you Reviewed on: 15th March 2023

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