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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.95 (10549 reviews)

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4.95

Based on 10,549 reviews, last reviewed 9th Mar 2026

334600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to deal with everything is explained Easy to deal with everything is explained Reviewed on: 9th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10549)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Good clear loan provider, easy to use app with a cos...

Good clear loan provider, easy to use app with a costs clearly stated, good customer service and help articles Reviewed on: 28th February 2026

Simple process from start to finish!

Simple process from start to finish with clear instructions of how to complete each step. Super quick time to find out if I had been sucessful or not. Reviewed on: 28th February 2026

Very easy application, quick turn arounds times, eas...

Very easy application, quick turn arounds times, easy to over pay, effective customer service team Reviewed on: 28th February 2026

Great service

Great interest rates with easy to use online services to keep track of payments and what you owe Reviewed on: 28th February 2026

The ease of the service has been great, I get regula...

The ease of the service has been great, I get regular reminders which is great as my memory is terrible with brain fog from my chronic illness. I get emails with important information on. Reviewed on: 28th February 2026

Excelent

Very easy and quickly,I find you when I need more Reviewed on: 28th February 2026

Brilliant start to finish really easy process

Brilliant start to finish really easy process Reviewed on: 28th February 2026

I had a great experience with Updraft.

I had a great experience with Updraft. The whole process was incredibly easy to use, from signing up to managing my loan. The app is clean, user-friendly, and makes everything simple to understand, which really took the stress out of borrowing. I especially appreciated how straightforward and transparent everything felt. Overall, a smooth and hassle-free experience—highly recommend Updraft to anyone looking for a convenient and reliable loan service! Reviewed on: 28th February 2026

experience

they supported me in time of need really quickly too and the customer service was really friendly and down to earth Reviewed on: 28th February 2026

A smart way to borrow

I had a good experience using Upstart for a personal loan. The entire process was straightforward and much faster than I expected. The online application and decision making was quick and easy. The money arrived in my account quickly. Reviewed on: 28th February 2026

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