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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28672 reviews)

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4.73

Based on 28,672 reviews, last reviewed 30th Jun 2026

397100% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Easy to navigate the app. Easy to navigate the app. Credit limit sensible with easy to set up direct debit. Reminder for when payment is due making budgeting easier. Reviewed on: 30th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28672)

Helped me build my credit score

This has been a great card for helping my credit score (which i didnt have at all when I first got the card). The app is easy to use and I appreciate the new discounts that we can get with some brands. Reviewed on: 1st June 2026

Very good service provider

Been with Vanquis for about 17 years now. I have always found their staff friendly and happy to answer any questions i have asked. They provide a good service and are helpful with some of their services for example checking your credit scoring and i have never felt like i am forced into decisions of their services. Reviewed on: 1st June 2026

Customer experience has been excellent - happy with...

Customer experience has been excellent - happy with the service and would recommend Reviewed on: 1st June 2026

Always responsive great app real person you can spea...

Always responsive great app real person you can speak with Reviewed on: 1st June 2026

Good rates and very easy to deal with

Good rates and very easy to deal with Reviewed on: 1st June 2026

I have such a great experience with Vanquis!

I have such a great experience with Vanquis! Reviewed on: 31st May 2026

Fantastic app

Really nice, clear set up, easy to understand. Bright colours on the page so you know where to go and what to find. Great way to keep track of Finance and where its heading. Great 24hr support when ever you need them. Reviewed on: 31st May 2026

....a chance to make a new start!

In the past I have not been the most responsible person when it came to money. By the time I came to my senses, the damage to my Credit Rating made it virtually impossible to get a credit card. Vanquis gave me the chance to try and repair that damage with their Credit Building card. I have never missed a payment in the 12 months I have been with them, and always paid more than the minimum payment, and finally my credit rating is improving. Thank you Vanquis for taking a chance on me, you saved the day! Reviewed on: 31st May 2026

Five stars

I've been with Vanquis a number of years now and find it a good card for building credit. The new app is easy to navigate where you can track transactions, make payments or check cash back offers etc and credit limits are reviewed regularly. Good comms via email and text. Overall a thumbs up. Reviewed on: 31st May 2026

The App’s Boss

I like the app for the card and the easy ways to pay , I have set up a direct debit and it’s good the way I get reminders when it’s due Reviewed on: 31st May 2026

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