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Vanquis : Credit builder credit card reviews

4.73
Based on 28,672 reviews, last reviewed 30th Jun 2026
397100% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to navigate the app. Easy to navigate the app. Credit limit sensible with easy to set up direct debit. Reminder for when payment is due making budgeting easier. Reviewed on: 30th June 2026
David D's avatar
David D

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28672)

Vanquis have always kept me up to date with everythi...

5
Vanquis have always kept me up to date with everything to do with my account. You can log onto your account and get so much helpful information, they always seem to to find the right offers to help you make the most of your card. The new points system where you can win a holiday is also a great incentive to use your card, but they don't push it. I have been with Vanquis for some time and have never had a problem at all Reviewed on: 2nd June 2026

Great service

5
I have been a vanquish customer for a long time there's service is always professional they truly understand what the customer wants always updating you on new financial products and services and if you going through a bad situation financially they are here to help you and guide you what would be the best interest for you to manage overall a fantastic caring company I can truly recommend vanquish to all my family and friends. Reviewed on: 2nd June 2026

It's ok interest need to be lower

5
It's ok interest need to be lower Reviewed on: 2nd June 2026

I was ablento grow my credit and my account balance...

5
I was ablento grow my credit and my account balance with moderate spending and quick repayment so as not to incur extra charges Reviewed on: 2nd June 2026

Vanquis credit card has been a massive help for me c...

5
Vanquis credit card has been a massive help for me controlling my finances and buying two used cars ! The Tele staff have also been very helpful over a number of years ..The App is easy to use and very handy . Excellent product Reviewed on: 1st June 2026

Excellent

5
Easy to use app and excellent customer service Reviewed on: 1st June 2026

I’ve always had a good service when I contact custom...

5
I’ve always had a good service when I contact customer service Reviewed on: 1st June 2026

Easy to apply.

5
Easy to apply. Accepted everywhere. Easy to use app Reviewed on: 1st June 2026

Helped me rebuild my credit

5
Vanquis gave me access to credit at a time when my credit history was poor and many mainstream lenders would not approve me. The app is easy to use, payments are straightforward to manage and it helped me rebuild better financial habits over time. The interest rates are high, so I would definitely recommend using the card carefully and paying off as much as possible each month. However, if used responsibly, it can be a useful stepping stone for improving your credit profile and regaining financial stability. Overall, my experience has been positive and the card served its purpose during an important rebuilding stage financially. Reviewed on: 1st June 2026

An easy peasy

5
An easy credit company. Never have any problems. Reviewed on: 1st June 2026

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