Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Excellent Credit Rating Building Card.

5
I’ve had a Vanquis card for over 15 years. Never let me down. Good money transfer offers from time to time. Good communications. Reviewed on: 9th July 2025

I love to recommend.

5
I love to recommend. Good if u give more 0 interest apr Reviewed on: 9th July 2025

An excellent company for credit building

5
I have never had a problem with Vanquis, they are open and above board with their charges and payments and the app is excellent Reviewed on: 9th July 2025

Great customer service and easy to pay through the app.

5
Great customer service and easy to pay through the app. Reviewed on: 9th July 2025

Always fast and pleaseant and resolves things quickly

5
Always fast and pleaseant and resolves things quickly Reviewed on: 9th July 2025

Vanquis have been very helpful over the years

5
Vanquis has helped me a lot in recent years. They were there for me when i was struggling to get my finances in order and have been there ever since. They have always been straight forward and easy to deal with. Reviewed on: 9th July 2025

Excellent Provider

5
Consumer friendly interest rates and a very user friendly mobile application. Vanquis have always been extremely helpful in all of my interactions with them and my credit score has gone up by 300 points since using them. Reviewed on: 9th July 2025

phone calls to customer service all ways helpful

4
On phone calls to customer service all ways helpful Reviewed on: 9th July 2025

When I'm struggling before payday.

5
When I'm struggling before payday. I vanquish the worry with my vaquis card until payday. I just tap and pay, quick and easy. I can view what I've spent. So I can always stay on top. No hassle, no stress. Reviewed on: 9th July 2025

The app is easy to navigate and use.

5
The app is easy to navigate and use. I like getting a reminder previous to payment due dates. Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products