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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I have been a customer for over 20 years.

5
I have been a customer for over 20 years. Ive found them very helpful especially when times have been difficult. Reviewed on: 9th July 2025

very good excellent staff easy to call

5
very good excellent staff easy to call Reviewed on: 9th July 2025

Easy to use

4
I haven’t needed to use Custmoner service so I can’t comment on this. I find the app very easy to use and changing monthly payments as and when needed is also easy. I like the function that directly links to your bank for direct payments when making an extra one off payment. It’s also useful being able to connect to Apple Pay for convenience Reviewed on: 9th July 2025

Always helpful and great app

5
Always helpful and great app. Sort out problems and queries very quickly Reviewed on: 9th July 2025

Recently got a new credit card.

5
Recently got a new credit card. The whole process was smooth and the app is user-friendly. Reviewed on: 9th July 2025

Quick efficient banking.

5
Quick efficient banking. Very clear app. Set up was easy. Provided with all information needed. Help provided for set up of the app was easy. Reviewed on: 9th July 2025

Helpful and uncomplicated service

5
Helpful and uncomplicated service Reviewed on: 9th July 2025

I have been with Vanquis for 20 years

5
I have been with Vanquis for 20 years, never had any issues with them, always been happy with their customer service Reviewed on: 9th July 2025

Quick and easy application, app is very simple and e...

5
Quick and easy application, app is very simple and easy to use Reviewed on: 9th July 2025

This good customer service I can use card when go h...

5
This good customer service I can use card when go holidays Reviewed on: 9th July 2025

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