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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Positive relief

A massive weight off my shoulders to be able to pay for things on my credit card that I wouldn't have been able to afford outright. It's so simple to use and regular texts help me to keep on track of my account. Reviewed on: 9th July 2025

YOU CANNOT BEAT VANQUIS

Vanquis are straightforward and above all transparent and upfront, no advertising puffery, just the facts. I use my Vanquis card all the time and will keep on doing so. Reviewed on: 9th July 2025

Vanquis staff have always been 100% fantastic.

Vanquis staff have always been 100% fantastic. Every time I had an issue, it was solved immediately. Every at Vanquis so nice and helpful Reviewed on: 9th July 2025

Easy to view payments and quick to use at any...

Easy to view payments and quick to use at any venue Reviewed on: 9th July 2025

Always helpful and very knowledgeable.

Always helpful and very knowledgeable. The service provided is excellent. Reviewed on: 9th July 2025

Great customer service, responsive and helpful with...

Great customer service, responsive and helpful with updates Reviewed on: 9th July 2025

I have had nothing but positive experience with Vanquis

I have had nothing but positive experience with Vanquis Reviewed on: 9th July 2025

Vanuis Credit Card

I have been using the vanquis credit card for less than 3 months, I highly recommend using the vanquis credit card Reviewed on: 9th July 2025

I joined vanquis many years ago.

I joined vanquis many years ago. Do to my marriage breakdown I was in a lot of debt. Vanquis gave me hope to try and build my credit score back up, which I have achieved. It started on a very basic amount of £150. Once they noticed I could manage this they kept upping my amount. They let me know first and I can say no if I don't want an increase. My credit score is well built up now thanks to vanquis. Reviewed on: 9th July 2025

Thank you Vanquis.

I have had a credit card with Vanquis for around 4 - 5 years now and I have had no major issues. Whenever I have called with questions or concerns they have been helpful. I am struggling to pay off my credit card with the cost of living crisis, but I do make my monthly payments - sadly I don’t see a lot of that due to interest. I am thankful that Vanquis have not emailed with a credit increase, as that would be irresponsible. Reviewed on: 9th July 2025

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