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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28694 reviews)

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4.73

Based on 28,694 reviews, last reviewed 10th Aug 2026

795900% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Vanquis there when needed Vanquis have helped me out continuously and is so easy to use. Gives me peace of mnd for the unexpected Reviewed on: 1st August 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28694)

From a Poor credit rating to Excellent

I found myself with both a poor credit rating and struggling to improve, even though my credit issues were historical. I then saw an advert from Vanquis which gave me hope. When I replied I was granted a card with small but totally acceptable credit limit, which is just what i wanted, a card to allow me to show my credit worthiness but without a spending limit to plunge me back into debt. I used it for my everyday spending, shopping and fuel but most importantly, I cleared the balance every month. Steadily at first, I saw my credit rating improve, slowly at first but then it just got better and better until I now have an Excellent rating. Vanquis have rewarded my improvement, by offering, NOT forcing increased spending limits, which some times i have agreed to and other times I have not. With their help, I now manage my money far better, they helped where others didn't and I still remain a loyal customer. Reviewed on: 21st May 2026

they look after my account with out any fuss

they look after my account with out any fuss Reviewed on: 21st May 2026

Highly recommend

Haven’t had to use customer service as never required. Account easy to manage information, check balance and make payments from the app Reviewed on: 21st May 2026

I started using Vanquis as a result of an unjust CCJ.

I started using Vanquis as a result of an unjust CCJ. The sign up service was good, and the regular reviews of credit management has allowed me to increase my limit. The new app is encouraging to use and keep on top of the credit. Reviewed on: 21st May 2026

Great customer service.

Great customer service. Easy to talk to and always helpful Reviewed on: 21st May 2026

Hassle Free

A simple app with real person on the phone does everything you need. Thanks a million. Reviewed on: 21st May 2026

Great service and valued as a customer

As a customer of over 10 years I have found contact and communication easy and efficient.. agents on calls are very helpful patient and happy to adjust as I am hard of hearing .my loyalty is appreciate and rewarded with a good credit limt Reviewed on: 21st May 2026

10/10 for Vanquis

I've been with Vanquis for five years and they've never steered me wrong. Customer services have always been very helpful. Reviewed on: 21st May 2026

Great service.

Great service. Clear communication. The app is very user friendly Reviewed on: 21st May 2026

I found the whole process easy and straight forward.

I found the whole process easy and straight forward. Reviewed on: 21st May 2026

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