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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent credit card

5
Easy and quick to use. fast to know about credit. polite and friendly staff. App easy to use. Excellent overall experience with vanquis Reviewed on: 9th July 2025

Interest rates are extortionate.

3
Interest rates are extortionate. If you have an exemplary credit rating you are fine, Reviewed on: 9th July 2025

Easy to deal with.

5
Easy to deal with. Keep paying more than the minimum and your limit will likely be increased Reviewed on: 9th July 2025

The best card I had for my low buget.

5
The best card I had for my low buget. Reviewed on: 9th July 2025

A friendly card company.

5
A friendly card company. Always willing to listen to your needs Reviewed on: 9th July 2025

It’s quick and user friendly.

5
It’s quick and user friendly. The app is so accessible. Reviewed on: 9th July 2025

Excellent support online and phone straight forward...

5
Excellent support online and phone straight forward processs in applying for a card Reviewed on: 9th July 2025

Excellent customer service, great rates and reliable...

5
Excellent customer service, great rates and reliable transactions. Reviewed on: 9th July 2025

Manage lifestyle easily.

5
From the very day I started using my Vanquis card life has been simpler and easy to manage on a monthly basis Very happy customer. Reviewed on: 9th July 2025

The service us friendly and less beurocratic.

5
The service us friendly and less beurocratic. Their digital system is handy. Reviewed on: 9th July 2025

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