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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Recommended

5
Great quick service and app, never had any hiccups at all wi vanquis, 100% recommend. Reviewed on: 9th July 2025

Excellent card, no interest for 9 months

5
Excellent card, no interest for 9 months Reviewed on: 9th July 2025

Nice and Easy

5
Easy to navigate app and customer services. Helpful Reviewed on: 9th July 2025

The app is so efficient and excellent.

5
The app is so efficient and excellent. Reviewed on: 9th July 2025

Highly recommend

5
Highly recommend, Was accepted for a credit card which helped me to rebuild my credit rating, Offered increases and offers are always explained in detail , with options to decline or decrease credit limits. A responsible and informative lender. Reviewed on: 9th July 2025

I have had no bad experiences all have been solid.

5
I have had no bad experiences all have been solid. Reviewed on: 9th July 2025

Very good, always available to speak too.

5
Very good, always available to speak too. However I haven’t received a bank card I requested as a replacement over 2 years ago. I will say that when I lost my job they was very understanding and made sure my payments didn’t effect my credit and effect me. Reviewed on: 9th July 2025

Vanquis have helped me many a year and every year th...

5
Vanquis have helped me many a year and every year things have improved thanks to their advise and committed effort to provide feedback and updates on my account. Reviewed on: 9th July 2025

Vanquis Bank Apps are up-to-date.

4
Vanquis Bank Apps are up-to-date. Their staff are very experienced, professional courteous and cooperative. I am very impressed. You cannot ask for mote. Reviewed on: 9th July 2025

Its been very good using vanquis credit card.

5
Its been very good using vanquis credit card. Happy with the platform Reviewed on: 9th July 2025

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