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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28681 reviews)

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4.73

Based on 28,681 reviews, last reviewed 10th Jul 2026

397350% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Never had an issue with Vanquis fantastic customer s... Never had an issue with Vanquis fantastic customer service service very friendly Reviewed on: 10th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28681)

The service os excellent the app is easy to use but...

The service os excellent the app is easy to use but the rates are to high for everyday use. it puts me off using Reviewed on: 21st May 2026

Clear, easy & reliable

Vanquis has been a useful tool for helping me rebuild and manage my credit. The app makes it easy to keep an eye on balances and payments, and everything has been straightforward to use. Overall, a positive experience. Reviewed on: 21st May 2026

Always excellent service, very professional and help...

Always excellent service, very professional and helpful customer service. Reviewed on: 21st May 2026

I would recommend Vanquis

I have been with Vanquis over 10 years now and they have always been polite and helpful when you have needed customer services. They remind you how to protect yourself from scammers and the app reminds you when making a payment. The app uses biometrics which makes it more secure. Making payments monthly is easy as their are different options to suit each person. You can check your credit score online with vanquis. Checking statements and making changes to your address, phone or email can be done through the app. There is much more on the app to help you such as Q&A for various actions that can be done via the app. I recommend Vanquis to build your credit. Reviewed on: 21st May 2026

Extra needs

I use Vanquis when I need a temporary bridge for household direct debits. They are helpful, quick to respond and follow up. Reviewed on: 21st May 2026

It’s one of my first credit card, I can use it abroa...

It’s one of my first credit card, I can use it abroad with a very little fee and also it’s available on Apple Pay, always great customer service one word BRILLIANT Reviewed on: 21st May 2026

Good experience.

Good experience. Easy using app low interest. Reviewed on: 21st May 2026

I've had no problems with Vanquis and when I did con...

I've had no problems with Vanquis and when I did contact customer services for advice they were very helpful and set mind to rest very quickly. Reviewed on: 21st May 2026

Always very helpful when I call them.

Always very helpful when I call them. Easy to pay my bill, everything is explained in my account, I always know how much I owe or have to spend Reviewed on: 21st May 2026

Does what it says on the tin.

Does what it says on the tin. If ever needed to contact them, always helpful. Card easy to use. Reviewed on: 21st May 2026

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