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Vanquis : Credit builder credit card reviews

4.73
Based on 28,694 reviews, last reviewed 10th Aug 2026
795900% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis there when needed Vanquis have helped me out continuously and is so easy to use. Gives me peace of mnd for the unexpected Reviewed on: 1st August 2026
Yracy loucas's avatar
Yracy loucas

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28694)

Good card, good credit limit, easy to manage app, an...

5
Good card, good credit limit, easy to manage app, and payments, a good all rounder. Also can now earn points/rewards on certain stores/items Reviewed on: 21st May 2026

Excellent

5
Always please y on the phone an helpful Reviewed on: 21st May 2026

Excellent credit card got accepted straight away Bri...

5
Excellent credit card got accepted straight away Brilliant Reviewed on: 21st May 2026

The service os excellent the app is easy to use but...

5
The service os excellent the app is easy to use but the rates are to high for everyday use. it puts me off using Reviewed on: 21st May 2026

Clear, easy & reliable

5
Vanquis has been a useful tool for helping me rebuild and manage my credit. The app makes it easy to keep an eye on balances and payments, and everything has been straightforward to use. Overall, a positive experience. Reviewed on: 21st May 2026

Always excellent service, very professional and help...

5
Always excellent service, very professional and helpful customer service. Reviewed on: 21st May 2026

I would recommend Vanquis

5
I have been with Vanquis over 10 years now and they have always been polite and helpful when you have needed customer services. They remind you how to protect yourself from scammers and the app reminds you when making a payment. The app uses biometrics which makes it more secure. Making payments monthly is easy as their are different options to suit each person. You can check your credit score online with vanquis. Checking statements and making changes to your address, phone or email can be done through the app. There is much more on the app to help you such as Q&A for various actions that can be done via the app. I recommend Vanquis to build your credit. Reviewed on: 21st May 2026

Extra needs

4
I use Vanquis when I need a temporary bridge for household direct debits. They are helpful, quick to respond and follow up. Reviewed on: 21st May 2026

It’s one of my first credit card, I can use it abroa...

5
It’s one of my first credit card, I can use it abroad with a very little fee and also it’s available on Apple Pay, always great customer service one word BRILLIANT Reviewed on: 21st May 2026

Good experience.

4
Good experience. Easy using app low interest. Reviewed on: 21st May 2026

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