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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy to set up and even easier to use.

5
Easy to set up and even easier to use. Good app interference, lets you really control your spending and therefore build your credit. Reviewed on: 9th July 2025

ITS JUST A VERY GOOD WAY OF ONLINE BANKING AND VERY...

5
ITS JUST A VERY GOOD WAY OF ONLINE BANKING AND VERY RARELY HAVE ANY ISSUES Reviewed on: 9th July 2025

only had to phone customer service once but she was...

5
only had to phone customer service once but she was pleasent patient and had no problems talking me through things, and made sure before the call was ending that i fully understood what had been explained as she had no problems going through it again customer service like this is hard to find excellent Reviewed on: 9th July 2025

Vanquis all the way

5
Vanquis gave me the chance to build my credit score Reviewed on: 9th July 2025

Top product, top people.

5
Very helpful. Always available to answer any questions. Vanquis not only helped me repair my credit they also helped repair my self confidence. 5 star treatment with a 5 star product. Go Vanquis! Reviewed on: 9th July 2025

If you need a card get this one

4
Quick decision,Decent Apr,Good communication,Good all round card Reviewed on: 9th July 2025

Per -Apps - the best credit building card

5
Everything runs easily through to app Reviewed on: 9th July 2025

I’ve never missed a payment with Vanquis and in retu...

5
I’ve never missed a payment with Vanquis and in return they have been excellent in managing my account with fantastic security checks and direct contact when necessary . Reviewed on: 9th July 2025

Great card and great for building your credit score.

5
Great card and great for building your credit score. Can use at everywhere Reviewed on: 9th July 2025

Have always found them to be very helpful and polite.

5
Have always found them to be very helpful and polite. Reviewed on: 9th July 2025

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