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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Quick and efficient service.

5
Quick and efficient service. Good interest rate. Great app Reviewed on: 9th July 2025

You are always the helpful bank.

5
You are always there to help if any problems arise. Which i most appreciate in this current climate. Thank you. Reviewed on: 9th July 2025

They have always been very supportive and responsive...

5
They have always been very supportive and responsive including being able to easily call customer services and make necessary changes. They also helped me extremely well when I needed to pay off my balance and worked with me to sort that out. Thank you kindly for the excellent service and keep it up! Reviewed on: 9th July 2025

It is a good help for whenever is needed.

5
It is a good help for whenever is needed. Reviewed on: 9th July 2025

Excellent card to rebuild your credit score

5
Excellent card to rebuild your credit score Reviewed on: 9th July 2025

Quick and easy application process.

5
Quick and easy application process. Received the card quicker than expected and excellent customer service. Reviewed on: 9th July 2025

Good Customer Service

5
I have always had a speedy service from Vanquis, they gave help resolve any issues and I love the app. Reviewed on: 9th July 2025

Vanquis Stood by Me When I Needed It Most

5
When I was going through a difficult time financially, Vanquis truly made a difference. They listened without judgment and helped me set up a plan that was realistic and tailored to my situation. That kind of support gave me the breathing space I needed to get back on track, and I’ll always be grateful for it. Beyond their supportive customer service, Vanquis also offers some genuinely helpful features — like credit-building opportunities, clear spending limits, and tools to monitor your progress. Their app is super easy to use, with alerts and payment reminders that make managing your account so much less stressful. It’s rare to find a company that not only offers practical tools but also genuinely cares about your journey. Vanquis did both for me. Reviewed on: 9th July 2025

I've been with Vanquis for quite quite a few years n...

5
I've been with Vanquis for quite quite a few years now I have found their service to be excellent and have helped me through times when I needed it I would recommend them to anyone Reviewed on: 9th July 2025

Great little app to go with a great card.

5
I have a few cards but vanquis is always my go to card , from keeping on top of my bills by checking the app to getting surprise credit limit increases it never surprises to amaze me . I have also reccomended it to my family and friends. Reviewed on: 9th July 2025

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