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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Apr is not good. There are better.

3
When I first got my Vanquis card the apr was reasonable for a person with poor credit rating. For anyone with a good or better credit rating there are way better options. Reviewed on: 9th July 2025

My credit rating was bad after bankruptcy, Vanquis e...

5
My credit rating was bad after bankruptcy, Vanquis enabled me to build my credit score with their credit card when no other company would Reviewed on: 9th July 2025

I have very bad credit and vanquis took a chance wit...

5
I have very bad credit and vanquis took a chance with me when I needed some extra money. Reviewed on: 9th July 2025

Amazing just amazing

5
Such a great costumes service and best deals and offers Reviewed on: 9th July 2025

Really good card to help you build your credit rating.

5
Really good card to help you build your credit rating. Easy to apply and excellent customer support of required Reviewed on: 9th July 2025

Card came in very useful at times can't fault it...

5
Card came in very useful at times can't fault it Reviewed on: 9th July 2025

Excellent and customer friendly who do not judge you.

5
I got my new card last month with a crefit limit of £1200 to pay off regularly which I hope to do to get a small increase in the future and stick with Vanquis for a long perios of time. Great customer service and friendly team understanding all corcumstances i.e. my father passing leaving me to fend for myself which I am doing now I am back on my feet. Thank you for all your service and for many years to come. Reviewed on: 9th July 2025

Simple and easy to navigate app frequently updated w...

5
Simple and easy to navigate app frequently updated with new features. Reviewed on: 9th July 2025

Best customer service in class!

5
Simple and complete customer service on every transaction. Thank you Reviewed on: 9th July 2025

Easy application process & great offers for balance...

5
Easy application process & great offers for balance and money transfers Reviewed on: 9th July 2025

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