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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very good experience very helpful

Very good experience very helpful Reviewed on: 9th July 2025

Always honest and upfront and looking out for their...

Always honest and upfront and looking out for their customers needs Reviewed on: 9th July 2025

Great app, clear statements.

The app is intuitive and easy to use, Very clear statements Reviewed on: 9th July 2025

Absolutely fantastic never once had any problems wit...

Absolutely fantastic never once had any problems with using the card and never once had to contact anyone with problems FANTASTIC Reviewed on: 9th July 2025

They are easy to talk to and very friendly

They are easy to talk to and very friendly Reviewed on: 9th July 2025

First time credit card.

It's great to have a credit card to build your credit rating. I do find it extremely expensive to pay back anything you spent. I think it is one of the most expensive credit cards to have. Reviewed on: 9th July 2025

Vanquish helps build up credit ratings for people wh...

Vanquish helps build up credit ratings for people who had a poor credit rating before. Reviewed on: 9th July 2025

The credit building seems to have worked wonders.

The credit building seems to have worked wonders. I had issues with the app, for a long time. It was poor and just not fit for purpose. But Vanquis then updated it and it is much better now. My biggest gripe is not being able to have FULL controll via the app. To change dates etc I have to text or call, it's frustrating as I prefer the app to communicating with the team. Having said that, the team have always been nice and polite. Got what I needed done and overall decent. Just preferences are for other options. Reviewed on: 9th July 2025

I’ve never had a problem with Vanquis!

I’ve never had a problem with Vanquis!App is easy to use and charges are t too bad either:) Reviewed on: 9th July 2025

It takes me a minute to finish everything

It takes me a minute to finish everything Reviewed on: 9th July 2025

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