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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good staff communication always offer a good deal fo...

5
Good staff communication always offer a good deal for credit transfer Reviewed on: 9th July 2025

Manage debt

5
Very easy to apply it was so affordable and ability to do o line I got 18 months to repay Bala nce transfer with 0% balance transfer sfer of 3700 pounds with 3% fee this helps me manage my debt Reviewed on: 9th July 2025

Great and quick

5
Great service and efficient and quick Reviewed on: 9th July 2025

Very helpful

4
They have always been helpful and good customer service whenever needed Reviewed on: 9th July 2025

100% Satisfaction, I love it, Vanquis credit card ha...

5
100% Satisfaction, I love it, Vanquis credit card has safe my live countless times Reviewed on: 9th July 2025

I found the application process very straightforward...

5
I found the application process very straightforward and received all information quickly giving me the opportunity to decline the card. I had a choice of payments and opted for the set amount by direct debit, so I don’t need to remember when my payment is due meaning no late charges. Reviewed on: 9th July 2025

THE BEST

5
They are just a great people to deal with. When you get in a sticky place they are there on judgement just help Reviewed on: 9th July 2025

Takes too long to update payment made details

3
Takes too long to update payment made details Reviewed on: 9th July 2025

Registration was easy and all process last approx 1...

5
Registration was easy and all process last approx 1 week, easy to manage card in app Reviewed on: 9th July 2025

Very swift fast and easy.

5
Very swift fast and easy. transparent no hidden fees with lot of options like balance transfer and stuff on excellent rates Reviewed on: 9th July 2025

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