Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Have been with Vanquis a few years , have always had...

Have been with Vanquis a few years , have always had a good experience with them Reviewed on: 9th July 2025

Very considerate, great features.

Very considerate with payment. The promise to pay feature allows flexibility where a lot of other lenders are very rigid. Reviewed on: 9th July 2025

If i have a problem the agents sort it out straight...

If i have a problem the agents sort it out straight away. Reviewed on: 9th July 2025

Excellent service.

Excellent service. Warm friendly staff. Kept me update at all stages Reviewed on: 9th July 2025

A Credit Card for All

I have struggled with mental health problems for close to 15 years now and never being able to manage my money too well as I was in and out of work due to illness. The last 6 years I have tried so hard to get my finances in order and thankfully I have been able to do so. However, because I can’t work due to my many health problems I finally began receiving the full allowance on both compartments of the Personal Independance Payments for disabled people. Because this has given me a regular income it has allowed me to be incredibly responsible with my finances. When I applied for the Vanquis Card I didn’t hold much hope with being disabled as to whether I would be accepted, however, Vanquis didn’t hesitate to approve my application and didn’t discriminate against me at all. I am now feeling like a valued citizen again and I have to say, Vanquis has made that possible for me. I wouldn’t hesitate to recommend Vanquis to all my friends and family and would urge people that are in the same situation as myself, to give them a try. The process is incredibly easy, they are so professional as a company too. From being accepted, my new credit card came within a week along with the PIN number and I am now enjoying the benefits of their credit card and excellent credit limit. Thank you Vanquis Reviewed on: 9th July 2025

No support given when I needed it

I have recently been in hospital for a major operation and was only on half pay and needed a few month off and was struggling with my payments. I have other credit cards and they were really supportive and gave me a few months break and froze the interest aswell as checking in on me to see how I was feeling. You did nothing to support me nothing at all, absolutely disgusting service Reviewed on: 9th July 2025

Great company to deal with they listen to you and ar...

Great company to deal with they listen to you and are ver Understanding and helpful and supportive and friendly and have great communication. Reviewed on: 9th July 2025

Good introductory rates.

Good introductory rates. Easy to use app to keep a check on my spending. Reviewed on: 9th July 2025

There when you need it.

Vanquis CC is a high interest facility. If you can manage this feature then it can be very useful. Reviewed on: 9th July 2025

Vanquis is the best

Vanquis has really helped to build up my credit, the repayments are very manageable, the app is amazing and straightforward.. I can choose if I want a credit increase. Customer service are very professional and answer questions effectively. They are polite and caring if you have any problems. I would definitely recommend this company to family and friends. Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.88 from 18 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews
Aqua credit cards
from NewDay 4.89 from 3309 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub