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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

It is easy to use the app and it works...

5
It is easy to use the app and it works well for me Reviewed on: 2nd May 2024

Good understanding company

5
Been with them for a few years.Never had any problems customer service is very good no problems either.I would recommend them to anyone. Reviewed on: 2nd May 2024

Had a vanquish card for a long time.

5
Had a vanquish card for a long time. Great for credit building, vanquish are fair back and reduced the rates once you can demonstrate good management Reviewed on: 2nd May 2024

I have been with vanquish for years and they are brill

5
I have been with vanquis for years and I have never had a problem - the few times I rang up, the customer service team were friendly and helpfull Reviewed on: 2nd May 2024

Brilliant never had a problem use it abit

5
Brilliant never had a problem use it abit Reviewed on: 2nd May 2024

Normal credit card agreement.

4
Normal credit card agreement. Good when you need it. No complaints. Reviewed on: 2nd May 2024

Respect and understanding

5
I feel that vanqis have been very professional and reasonable I feel that they are very understanding .I have had to use their account freeze, which was handled with great respect.all in all they have great customer service . Reviewed on: 2nd May 2024

One very satisfied customer

5
My Vanquis’s credit card has been a great way for me to build my credit score. It’s affordable and the customer service is excellent. Keep doing what you are doing. Five stars! Reviewed on: 2nd May 2024

Simple and easy , service is good

4
Simple and easy , service is good Reviewed on: 2nd May 2024

Really improve Mt credit rating in matter of months.

5
Really improve Mt credit rating in matter of months. Easy access through app with lot of options. Reviewed on: 2nd May 2024

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