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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis Credit

5
I’ve used Vanquis for a while now and haven’t had a single issue with the system yet, the application is simple to understand and access is very easy, setting up the application to start is very straightforward and simple to get working overall if recommend Vanquis again and again. Reviewed on: 2nd May 2024

So far had a really good experience.

5
So far had a really good experience. Easy to use Reviewed on: 2nd May 2024

Positive

4
Positive, reminders are useful. For someone who needs to build credit and work on their credit score it’s much appreciated Reviewed on: 2nd May 2024

Always helpful, and ready to listen .

5
Always helpful, and ready to listen . Reviewed on: 2nd May 2024

Vanquis helped me out when I needed it.

4
Vanquis helped me out when I needed it. It's that safety net for the unexpected things in life. Very little fuss or hassle. Thank you Reviewed on: 2nd May 2024

Always keeps me updated on things and advisors are a...

5
Always keeps me updated on things and advisors are always helpful if I need to call about anything.having a little trouble trying to reload the app which I had previously but suddenly disappeared and can't get it back again. Reviewed on: 2nd May 2024

Why Not Vanquis?

5
Stress free and helpful when someone used my card fraudulently. Reviewed on: 2nd May 2024

I’m using Vanquis for long time never had any proble...

5
I’m using Vanquis for long time never had any problem App is very easy good experience so far. Reviewed on: 2nd May 2024

Enjoyable good service helpful customer service loan...

5
Enjoyable good service helpful customer service loan not too dear Reviewed on: 2nd May 2024

Great customer service

5
I recently had to telephone Vanquis, as there were transactions on my card that I had not authorised. They were amazing and refunded me within one week sent me a new card and made sure everything was good. Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

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