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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

It was my first credit , helped me a ton with gettin...

It was my first credit , helped me a ton with getting my credit score up and positive, gained a lot of knowledge on how to use a credit card. Shout out vanquis!! Reviewed on: 2nd May 2024

Good App and responsible lenders.

I have been with Vanquis for some years now and have had a good experience throughout. The App is easy to use and they are responsible lenders. Reviewed on: 2nd May 2024

5* Vanquis

I have had a Vanquis credit card for many years now, first when I was in a mess financially. My financial position is now secure but I have not swapped credit card companies because I continue to be impressed at how stress free it is to manage the account and use the banking app. Reviewed on: 2nd May 2024

Been with Vanquis along time customer service is ver...

Been with Vanquis along time customer service is very approachable and easy to get through to not that I have needed them a lot as everything has been straight forward Reviewed on: 2nd May 2024

Quick, responsive, usefull

I was in need of a quick loan due to my partner finances and it was done in 24h. I had question and spoke to customer service quickly. The app is practical as well. The interest rate is high but it what it is when you need some extra cash fast. Reviewed on: 2nd May 2024

Not very good l was offered credit increase when l a...

Not very good l was offered credit increase when l applied l was turned down regardless of me being up to date with my payment Reviewed on: 2nd May 2024

It was a credit card.

It was a credit card. It did what it was supposed to. I never needed to speak to customer services about any issues. Reviewed on: 2nd May 2024

Monthly required payments given well in advance.

Monthly required payments given well in advance. The Vanquis card is a great back up in emergencies. Additional payments are easy to make, not affecting monthly standard payment. Reviewed on: 2nd May 2024

Vanquish purchasing woes with Vanquis

I have found Vanquis to be helpful and there when I need it. From small to large purchases easy to use. Especially with the app. Easy to pay. The rates are excellent and the app is first class. Thank you Reviewed on: 2nd May 2024

simple, easy, straight forward credit card

.Application is simple and easy, the app is straight forward and simple. Easy to use even for people who don't like online banking. And customer service is amazing, every time I needed their support I got amazing response. Reviewed on: 2nd May 2024

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