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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very easy0

4
Very easy app and straight forward and transparent Reviewed on: 2nd May 2024

Being able to start off with Vanquis having a credit...

5
Being able to start off with Vanquis having a credit limit of £ 250 back in 2013 had been much more convenient for me compared to other credit card companies! Subsequently, Vanquis having increased my credit limit thrice up to £ 2,250 by now (based on my maintaining credit rating) has also been very helpful. Reviewed on: 2nd May 2024

vanquis are a no fuss financial vehicle

5
I have been with vanquis for a while the earley years there help was so important in restructuring my finances so I stay loyal to them for the help they created up to the present time Reviewed on: 2nd May 2024

They are always friendly and helpful when you speak...

5
They are always friendly and helpful when you speak to them in person or online Reviewed on: 2nd May 2024

The card u wont

5
Never had a bad experience with Vanquis excellent Reviewed on: 2nd May 2024

great experience, thank you!

5
Had a really good experience with Vanquis so far, my partner also has a credit card with them and has had a great experience so that influenced me to take out a credit card with them tok Reviewed on: 2nd May 2024

Wonderful experience, helpful employees

4
Wonderful experience, helpful employees Reviewed on: 2nd May 2024

Whenever I have a problem I can speak to a human and...

5
Whenever I have a problem I can speak to a human and the problem gets sorted straight away Reviewed on: 2nd May 2024

I can always speak to a human, if I've got any issues.

5
I can always speak to a human, if I've got any issues. They app to keep track of your account is brilliant. Reviewed on: 2nd May 2024

Easy to apply value for money my credit score was no...

5
Easy to apply value for money my credit score was not high but found it easy with no fuss to apply Reviewed on: 2nd May 2024

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