Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Perfect balance transfer card.

5
Perfect balance transfer card. Reviewed on: 2nd May 2024

easy to use

5
to be honest they is not much to say i get regular reminder when i am due to pay and i have been happy with my card so far Reviewed on: 2nd May 2024

Missed opportunity

4
Good for granting a card to help rebuild my credit rating. Good regular reviews of credit limit. Poor having offers better than rates i was on. Not being able to go on to those rates. No doubt granting me a card helped me re- build my credit rating over time. It enable me to obtain other cards at much better rates. Better monitoring of my account would see the good improvement of my credit and instead off increase to my credit limit to £3500 and smaller increase with reduce interest rate might just have stopped me searching for other cards at lower rates. you enabled my credit improvement but lost a lot of goodwill and business because you did not recognise this and move me to better account when i asked Reviewed on: 2nd May 2024

Awesome customer experience they know what to do!

5
Awesome customer experience they know what to do! Reviewed on: 2nd May 2024

I dont have any problems with Vanquis this credit ca...

4
I dont have any problems with Vanquis this credit card has helped me buy alot of thing when i really needed it has supported me alot thank you. Reviewed on: 2nd May 2024

Easy to use and helped me get through a bad...

5
Easy to use and helped me get through a bad time Reviewed on: 2nd May 2024

EASY TO USE APP

5
easy to use app. the app provides easy access to your card Reviewed on: 2nd May 2024

Changing the Game

5
This card is a game changer for todays world Reviewed on: 2nd May 2024

Excellent service

5
Good communication and excellent app Reviewed on: 2nd May 2024

I love to use I like the service.

5
I love to use I like the service..I always like to pay by Apple I do high recommend Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products