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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28686 reviews)

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4.73

Based on 28,683 reviews, last reviewed 12th Jul 2026

397450% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Never had and issue been using Vanquis for years. Never had and issue been using Vanquis for years. Customer service are professional and sort things efficiently. The new app is easy to use and has a ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28686)

A really good credit card to have on those rainy day...

A really good credit card to have on those rainy days when your car breaks down Reviewed on: 20th May 2026

Great experience , great value, excellent service

Great experience , great value, excellent service Reviewed on: 20th May 2026

Thank you Vanquis ?

I can’t actually remember what I have used this credit card for or when I got it although it has come in useful I believe Reviewed on: 20th May 2026

Had Vanquis a while now, always easy to deal, clear...

Had Vanquis a while now, always easy to deal, clear information about costs etc and review limits to ensure it’s still suitable. Reviewed on: 20th May 2026

More Than Just a Credit Card

As an overseas worker balancing family responsibilities, bills, and life abroad, having a credit card that’s simple and reliable genuinely matters. Vanquis gave me a chance to rebuild confidence in managing my finances when many providers would probably have said no. The app is easy to use, payments are straightforward, and being able to monitor my spending helped me become more disciplined and aware of where my money goes. What I appreciate most is that it feels like a stepping stone, not a trap. Little by little, it helped me improve my credit habits while still managing everyday life, work, and supporting family back home. For many people, a credit card is just plastic. But for someone trying to build stability and a better future, it can represent trust, second chances, and progress. Thank you, Vanquis, for being part of that journey. Reviewed on: 20th May 2026

Vanquis is always clear on what you owe.

Vanquis is always clear on what you owe. The app works very well and making payment through the app is also very easy Reviewed on: 20th May 2026

Very clear on the rates and charges, reasonable rate...

Very clear on the rates and charges, reasonable rates and easy to use and understand for first time users Reviewed on: 20th May 2026

Nothing to say apart from all is excellent.

Nothing to say apart from all is excellent. Reviewed on: 20th May 2026

They offer a service that helps those with poor cred...

They offer a service that helps those with poor credit build their credit rating and it worked for me. Their customer service is always friendly and answer the questions and I have been with them for many years without complaint. Reviewed on: 20th May 2026

Fantastic 0% APR.

I have been using this card more then 10 years and this card is excellent for tackling debt. 0% APR on balace tranfers gave me the breathing room i needed and i saved lots of money. Moving the balance online took just a few minutesand tranfer fee was worth the savings. Mobile app is fantastic and easy to use . Helpful customer services all the time. Reviewed on: 20th May 2026

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