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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good company but interest rates are high.

4
Good company but interest rates are high. Suppose that’s the risk. Reviewed on: 1st May 2024
Dave D's avatar
Dave D

Perfect all round credit card

5
No issues so far, does everything I need it to Reviewed on: 1st May 2024
Andy W's avatar
Andy W

Its okay, but dispute even clearly told them but hav...

3
Its okay, but dispute even clearly told them but have been more than 30 days but still no update, just saying they reviewing documents Reviewed on: 1st May 2024
Ahsan mahmood's avatar
Ahsan mahmood

Always get reminders to make payments which is very...

5
Always get reminders to make payments which is very helpful Reviewed on: 1st May 2024
Alison R's avatar
Alison R

Help me to the credit card

5
I had very bad credit history I was surprised and happy to be accepted, it also repaid my c Reviewed on: 1st May 2024
Sybil 's avatar
Sybil

Is the best never I have to good credit...

5
Is the best never I have to good credit thank you Reviewed on: 1st May 2024
Elhadji A's avatar
Elhadji A

Helped me with credit rating years ago.

5
I have had the card for a couple of years and they have kept me at the same limit. I have used the card before and it helped my credit rating. Reviewed on: 1st May 2024
Alan L's avatar
Alan L

No hassle and ther if you need them

5
No hassle and ther if you need them Reviewed on: 1st May 2024
Brendan H's avatar
Brendan H

Quick easy, seamless application process.

4
Quick easy, seamless application process. The app is easy to download/navigate and use however it is a rather long winded process to log in to he online banking system . Used for about a year now with low utilisation no missed payments or credit increase. Reviewed on: 1st May 2024
Paul C's avatar
Paul C

It been awesome,

5
It been awesome, I have always been happy with the treatment given to me as a customer Reviewed on: 1st May 2024
Adesola A's avatar
Adesola A

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